YES BANK POP-CLUB Credit Card
Rs 399Annual fee
Rs 1,50,000Fee waiver spend
0Domestic lounge
3.4%Forex markup
Best for
upi, gen z, shopping, co-branded
Top rewards
Online spends: 10 POPcoins / Rs 100 spent; UPI scans via POP UPI App: 7 POPcoins / Rs 100 spent; Other UPI and offline retail spends: 2 POPcoins / Rs 100 spent
YES BANK Klick RuPay Credit Card
Rs 0Annual fee
0Domestic lounge
2.75%Forex markup
Best for
upi, virtual card, lifetime free, co-branded
Top rewards
UPI transactions above Rs 2,000: 4 YES Rewardz Points / Rs 200 spent on UPI transactions above Rs 2,000; Other retail spends: 2 YES Rewardz Points / Rs 200 spent
| Feature | YES BANK POP-CLUB Credit Card | YES BANK Klick RuPay Credit Card |
|---|---|---|
| Issuer | YES Bank | YES Bank |
| Network | RuPay | RuPay |
| Joining fee | Rs 0 | Rs 0 |
| Annual fee | Rs 399 | Rs 0 |
| Fee waiver spend | Rs 1,50,000 | - |
| Reward type | POPcoins | YES Rewardz points |
| Best for | upi, gen z, shopping, co-branded | upi, virtual card, lifetime free, co-branded |
| Top reward categories | Online spends: 10 POPcoins / Rs 100 spent; UPI scans via POP UPI App: 7 POPcoins / Rs 100 spent; Other UPI and offline retail spends: 2 POPcoins / Rs 100 spent | UPI transactions above Rs 2,000: 4 YES Rewardz Points / Rs 200 spent on UPI transactions above Rs 2,000; Other retail spends: 2 YES Rewardz Points / Rs 200 spent |
| SmartBuy / accelerated caps | Not listed | Not listed |
| Domestic lounge | 0 | 0 |
| International lounge | 0 | 0 |
| Forex markup | 3.4% | 2.75% |
| Milestone benefits | Not listed | Not listed |
| Redemption | Not listed | Air miles: upto Rs 0.1 per point; Statement credit: upto Rs 0.25 per point |
| Key exclusions | Fuel transactions, Rental payments, Wallet loading transactions, Utility payments, Insurance premium payments, Real estate payments | fuel spends, rental payments, wallet loading transactions, government transactions, marketing and advertising services, cash advances / cash withdrawals |