POP CLUB Credit Card
Rs 399Annual fee
Rs 1,50,000Fee waiver spend
0Domestic lounge
3.4%Forex markup
Best for
UPI, Gen Z, Shopping, Co-Branded
Top rewards
Online Spends: 10 POPcoins / ₹100 spent; UPI Scans Via POP UPI App: 7 POPcoins / ₹100 spent; Other UPI And Offline Retail Spends: 2 POPcoins / ₹100 spent
Klick RuPay Credit Card
Rs 0Annual fee
0Domestic lounge
2.75%Forex markup
Best for
UPI, Virtual Card, Lifetime Free, Co-Branded
Top rewards
UPI Transactions Above ₹2,000: 4 YES Rewardz Points / ₹200 spent on UPI transactions above ₹2,000; Other Retail Spends: 2 YES Rewardz Points / ₹200 spent
| Feature | POP CLUB Credit Card | Klick RuPay Credit Card |
|---|---|---|
| Issuer | YES Bank | YES Bank |
| Network | RuPay | RuPay |
| Joining fee | Rs 0 | Rs 0 |
| Annual fee | Rs 399 | Rs 0 |
| Fee waiver spend | Rs 1,50,000 | - |
| Reward type | POPcoins | YES Rewardz Points |
| Best for | UPI, Gen Z, Shopping, Co-Branded | UPI, Virtual Card, Lifetime Free, Co-Branded |
| Top reward categories | Online Spends: 10 POPcoins / ₹100 spent; UPI Scans Via POP UPI App: 7 POPcoins / ₹100 spent; Other UPI And Offline Retail Spends: 2 POPcoins / ₹100 spent | UPI Transactions Above ₹2,000: 4 YES Rewardz Points / ₹200 spent on UPI transactions above ₹2,000; Other Retail Spends: 2 YES Rewardz Points / ₹200 spent |
| SmartBuy / accelerated caps | Not Listed | Not Listed |
| Domestic lounge | 0 | 0 |
| International lounge | 0 | 0 |
| Forex markup | 3.4% | 2.75% |
| Milestone benefits | Not Listed | Not Listed |
| Redemption | Not Listed | Air miles: upto ₹ 0.1 per point; Statement credit: upto ₹ 0.25 per point |
| Key exclusions | Fuel transactions, Rental payments, Wallet loading transactions, Utility payments, Insurance premium payments, Real estate payments | fuel spends, rental payments, wallet loading transactions, government transactions, marketing and advertising services, cash advances / cash withdrawals |