POP CLUB Credit Card
Rs 399Annual fee
Rs 1,50,000Fee waiver spend
0Domestic lounge
3.4%Forex markup
Best for
UPI, Gen Z, Shopping, Co-Branded
Top rewards
Online Spends: 10 POPcoins / ₹100 spent; UPI Scans Via POP UPI App: 7 POPcoins / ₹100 spent; Other UPI And Offline Retail Spends: 2 POPcoins / ₹100 spent
Shoppers Stop Credit Card
Rs 299Annual fee
0Domestic lounge
3.5%Forex markup
Best for
Shoppers Stop, Shopping, Entry Level Lifestyle, UPI
Top rewards
Shoppers Stop Spends: 3% Reward Points; Other Spends: 1% Reward Points
| Feature | POP CLUB Credit Card | Shoppers Stop Credit Card |
|---|---|---|
| Issuer | YES Bank | HDFC Bank |
| Network | RuPay | Visa, RuPay |
| Joining fee | Rs 0 | Rs 299 |
| Annual fee | Rs 399 | Rs 299 |
| Fee waiver spend | Rs 1,50,000 | - |
| Reward type | POPcoins | Reward Points |
| Best for | UPI, Gen Z, Shopping, Co-Branded | Shoppers Stop, Shopping, Entry Level Lifestyle, UPI |
| Top reward categories | Online Spends: 10 POPcoins / ₹100 spent; UPI Scans Via POP UPI App: 7 POPcoins / ₹100 spent; Other UPI And Offline Retail Spends: 2 POPcoins / ₹100 spent | Shoppers Stop Spends: 3% Reward Points; Other Spends: 1% Reward Points |
| SmartBuy / accelerated caps | Not Listed | Not Listed |
| Domestic lounge | 0 | 0 |
| International lounge | 0 | 0 |
| Forex markup | 3.4% | 3.5% |
| Milestone benefits | Not Listed | Not Listed |
| Redemption | Not Listed | SmartBuy travel: upto ₹ 0.2 per point; Air miles: upto ₹ 0.25 per point; Statement credit: upto ₹ 0.2 per point |
| Key exclusions | Fuel transactions, Rental payments, Wallet loading transactions, Utility payments, Insurance premium payments, Real estate payments | Fuel transactions, Rent payments, Utility bill payments, Insurance premium payments, EMI transactions, Government-related transactions |