YES BANK POP-CLUB Credit Card
Rs 399Annual fee
Rs 1,50,000Fee waiver spend
0Domestic lounge
3.4%Forex markup
Best for
upi, gen z, shopping, co-branded
Top rewards
Online spends: 10 POPcoins / Rs 100 spent; UPI scans via POP UPI App: 7 POPcoins / Rs 100 spent; Other UPI and offline retail spends: 2 POPcoins / Rs 100 spent
Shoppers Stop HDFC Bank Credit Card
Rs 299Annual fee
0Domestic lounge
3.5%Forex markup
Best for
shoppers stop, shopping, entry level lifestyle, upi
Top rewards
Shoppers Stop spends: 3% Reward Points; Other spends: 1% Reward Points
| Feature | YES BANK POP-CLUB Credit Card | Shoppers Stop HDFC Bank Credit Card |
|---|---|---|
| Issuer | YES Bank | HDFC Bank |
| Network | RuPay | Visa, RuPay |
| Joining fee | Rs 0 | Rs 299 |
| Annual fee | Rs 399 | Rs 299 |
| Fee waiver spend | Rs 1,50,000 | - |
| Reward type | POPcoins | reward points |
| Best for | upi, gen z, shopping, co-branded | shoppers stop, shopping, entry level lifestyle, upi |
| Top reward categories | Online spends: 10 POPcoins / Rs 100 spent; UPI scans via POP UPI App: 7 POPcoins / Rs 100 spent; Other UPI and offline retail spends: 2 POPcoins / Rs 100 spent | Shoppers Stop spends: 3% Reward Points; Other spends: 1% Reward Points |
| SmartBuy / accelerated caps | Not listed | Not listed |
| Domestic lounge | 0 | 0 |
| International lounge | 0 | 0 |
| Forex markup | 3.4% | 3.5% |
| Milestone benefits | Not listed | Not listed |
| Redemption | Not listed | SmartBuy travel: upto Rs 0.2 per point; Air miles: upto Rs 0.25 per point; Statement credit: upto Rs 0.2 per point |
| Key exclusions | Fuel transactions, Rental payments, Wallet loading transactions, Utility payments, Insurance premium payments, Real estate payments | Fuel transactions, Rent payments, Utility bill payments, Insurance premium payments, EMI transactions, Government-related transactions |