YES BANK Paisabazaar PaisaSave Credit Card
Rs 499Annual fee
Rs 1,20,000Fee waiver spend
0Domestic lounge
3.4%Forex markup
Best for
cashback, travel, dining, co-branded
Top rewards
Travel spends: 12 Reward Points per INR 200 spent on Travel transactions; Dining spends: 12 Reward Points per INR 200 spent on Dining transactions; Other retail spends: 2 Reward Points per INR 200 spent on other retail transactions
YES BANK Paisabazaar PaisaSave RuPay Credit Card
Rs 0Annual fee
0Domestic lounge
3.4%Forex markup
Best for
upi, cashback, lifetime free, co-branded
Top rewards
UPI scan & pay spends: 2 Reward Points per INR 200 spent on UPI transactions above Rs 2,000
| Feature | YES BANK Paisabazaar PaisaSave Credit Card | YES BANK Paisabazaar PaisaSave RuPay Credit Card |
|---|---|---|
| Issuer | YES Bank | YES Bank |
| Network | Mastercard | RuPay |
| Joining fee | Rs 0 | Rs 0 |
| Annual fee | Rs 499 | Rs 0 |
| Fee waiver spend | Rs 1,20,000 | - |
| Reward type | cashback as YES Rewardz points | cashback as YES Rewardz points |
| Best for | cashback, travel, dining, co-branded | upi, cashback, lifetime free, co-branded |
| Top reward categories | Travel spends: 12 Reward Points per INR 200 spent on Travel transactions; Dining spends: 12 Reward Points per INR 200 spent on Dining transactions; Other retail spends: 2 Reward Points per INR 200 spent on other retail transactions | UPI scan & pay spends: 2 Reward Points per INR 200 spent on UPI transactions above Rs 2,000 |
| SmartBuy / accelerated caps | Not listed | Not listed |
| Domestic lounge | 0 | 0 |
| International lounge | 0 | 0 |
| Forex markup | 3.4% | 3.4% |
| Milestone benefits | Not listed | Not listed |
| Redemption | Statement credit: upto Rs 1 per point | Statement credit: upto Rs 1 per point |
| Key exclusions | Fuel transactions, Rental payments, Wallet loading transactions, Cash withdrawal / cash advance transactions, EMI transactions, Utility payments | Rental payments, Wallet loading transactions, Cash withdrawal / cash advance transactions, UPI scan & pay transactions up to Rs 2,000 |