Paisabazaar PaisaSave Credit Card
Rs 499Annual fee
Rs 1,20,000Fee waiver spend
0Domestic lounge
3.4%Forex markup
Best for
Cashback, Travel, Dining, Co-Branded
Top rewards
Travel Spends: 12 Reward Points per INR 200 spent on Travel transactions; Dining Spends: 12 Reward Points per INR 200 spent on Dining transactions; Other Retail Spends: 2 Reward Points per INR 200 spent on other retail transactions
First Preferred Credit Card
Rs 999Annual fee
Rs 2,50,000Fee waiver spend
8Domestic lounge
Domestic lounge conditions
- 2 complimentary domestic lounge visits per calendar quarter
- Access is subject to a spend threshold of ₹75,000 in the previous calendar quarter.
- Priority Pass or LoungeKey membership for the primary cardmember
- 4 complimentary international lounge visits per calendar year
1.75%Forex markup
Best for
Travel, Dining, Lounge, Movies, Golf
Top rewards
Travel Spends: 16 YES Rewardz Points / ₹200 spent; Dining Spends: 16 YES Rewardz Points / ₹200 spent; Other Retail Spends: 8 YES Rewardz Points / ₹200 spent
| Feature | Paisabazaar PaisaSave Credit Card | First Preferred Credit Card |
|---|---|---|
| Issuer | YES Bank | YES Bank |
| Network | Mastercard | Visa, Mastercard |
| Joining fee | Rs 0 | Rs 999 |
| Annual fee | Rs 499 | Rs 999 |
| Fee waiver spend | Rs 1,20,000 | Rs 2,50,000 |
| Reward type | Cashback As YES Rewardz Points | YES Rewardz Points |
| Best for | Cashback, Travel, Dining, Co-Branded | Travel, Dining, Lounge, Movies, Golf |
| Top reward categories | Travel Spends: 12 Reward Points per INR 200 spent on Travel transactions; Dining Spends: 12 Reward Points per INR 200 spent on Dining transactions; Other Retail Spends: 2 Reward Points per INR 200 spent on other retail transactions | Travel Spends: 16 YES Rewardz Points / ₹200 spent; Dining Spends: 16 YES Rewardz Points / ₹200 spent; Other Retail Spends: 8 YES Rewardz Points / ₹200 spent |
| SmartBuy / accelerated caps | Not Listed | Not Listed |
| Domestic lounge | 0 | 8 |
| International lounge | 0 | 4 |
| Forex markup | 3.4% | 1.75% |
| Milestone benefits | Not Listed | Not Listed |
| Redemption | Statement credit: upto ₹ 1 per point | Air miles: upto ₹ 0.1 per point; Statement credit: upto ₹ 0.25 per point |
| Key exclusions | Fuel transactions, Rental payments, Wallet loading transactions, Cash withdrawal / cash advance transactions, EMI transactions, Utility payments | fuel spends, rental payments, wallet loading transactions, government transactions, marketing and advertising services, cash advances / cash withdrawals |