YES BANK Anq Phi Credit Card
Rs 499Annual fee
Rs 1,20,000Fee waiver spend
0Domestic lounge
Domestic lounge conditions
- 3 complimentary international lounge visits per calendar year
3.4%Forex markup
Best for
travel, dining, online, co-branded
Top rewards
Travel and hotels: 24 YES Rewardz Points / Rs 200 spent; Dining: 24 YES Rewardz Points / Rs 200 spent; Groceries and supermarkets: 24 YES Rewardz Points / Rs 200 spent
YES BANK Paisabazaar PaisaSave Credit Card
Rs 499Annual fee
Rs 1,20,000Fee waiver spend
0Domestic lounge
3.4%Forex markup
Best for
cashback, travel, dining, co-branded
Top rewards
Travel spends: 12 Reward Points per INR 200 spent on Travel transactions; Dining spends: 12 Reward Points per INR 200 spent on Dining transactions; Other retail spends: 2 Reward Points per INR 200 spent on other retail transactions
| Feature | YES BANK Anq Phi Credit Card | YES BANK Paisabazaar PaisaSave Credit Card |
|---|---|---|
| Issuer | YES Bank | YES Bank |
| Network | Mastercard | Mastercard |
| Joining fee | Rs 0 | Rs 0 |
| Annual fee | Rs 499 | Rs 499 |
| Fee waiver spend | Rs 1,20,000 | Rs 1,20,000 |
| Reward type | YES Rewardz points | cashback as YES Rewardz points |
| Best for | travel, dining, online, co-branded | cashback, travel, dining, co-branded |
| Top reward categories | Travel and hotels: 24 YES Rewardz Points / Rs 200 spent; Dining: 24 YES Rewardz Points / Rs 200 spent; Groceries and supermarkets: 24 YES Rewardz Points / Rs 200 spent | Travel spends: 12 Reward Points per INR 200 spent on Travel transactions; Dining spends: 12 Reward Points per INR 200 spent on Dining transactions; Other retail spends: 2 Reward Points per INR 200 spent on other retail transactions |
| SmartBuy / accelerated caps | Not listed | Not listed |
| Domestic lounge | 0 | 0 |
| International lounge | 3 | 0 |
| Forex markup | 3.4% | 3.4% |
| Milestone benefits | Not listed | Not listed |
| Redemption | Statement credit: upto Rs 0.25 per point | Statement credit: upto Rs 1 per point |
| Key exclusions | fuel spends, rental payments, wallet loading transactions, government transactions, marketing and advertising services, cash advances / cash withdrawals | Fuel transactions, Rental payments, Wallet loading transactions, Cash withdrawal / cash advance transactions, EMI transactions, Utility payments |