SimplySAVE SBI Card
Rs 499Annual fee
Rs 1,00,000Fee waiver spend
0Domestic lounge
3.5%Forex markup
Best for
dining, movies, departmental stores, grocery
Top rewards
Dining, movies, grocery, and departmental store spends: 10 Reward Points / Rs 150 spent; Other eligible spends: 1 Reward Point / Rs 150 spent
BOBCARD EASY
Rs 500Annual fee
Rs 35,000Fee waiver spend
0Domestic lounge
3.5%Forex markup
Best for
movies, grocery, departmental stores, low fee
Top rewards
Movies, grocery, and departmental store spends: 5 reward points per Rs 100; All other eligible spends: 1 reward point per Rs 100
| Feature | SimplySAVE SBI Card | BOBCARD EASY |
|---|---|---|
| Issuer | SBI Card | Bank of Baroda |
| Network | Visa, RuPay | Visa |
| Joining fee | Rs 499 | Rs 500 |
| Annual fee | Rs 499 | Rs 500 |
| Fee waiver spend | Rs 1,00,000 | Rs 35,000 |
| Reward type | reward points | reward points |
| Best for | dining, movies, departmental stores, grocery | movies, grocery, departmental stores, low fee |
| Top reward categories | Dining, movies, grocery, and departmental store spends: 10 Reward Points / Rs 150 spent; Other eligible spends: 1 Reward Point / Rs 150 spent | Movies, grocery, and departmental store spends: 5 reward points per Rs 100; All other eligible spends: 1 reward point per Rs 100 |
| SmartBuy / accelerated caps | Not listed | Not listed |
| Domestic lounge | 0 | 0 |
| International lounge | 0 | 0 |
| Forex markup | 3.5% | 3.5% |
| Milestone benefits | Not listed | First year fee reversal on spending Rs 6,000 within first 60 days, Annual fee waiver on spending Rs 35,000 in a year |
| Redemption | Statement credit: upto Rs 0.25 per point | Statement credit: upto Rs 0.2 per point |
| Key exclusions | fuel, cash advance, balance transfer, wallet loading, transactions excluded under SBI Card reward terms | fuel transactions do not earn reward points, accelerated reward points are subject to monthly cap of 1,000 points, taxes and charges excluded as per BOBCARD terms |