SimplySAVE Credit Card
Rs 499Annual fee
Rs 1,00,000Fee waiver spend
0Domestic lounge
3.5%Forex markup
Best for
Dining, Movies, Departmental Stores, Grocery
Top rewards
Dining, Movies, Grocery, And Departmental Store Spends: 10 Reward Points / ₹150 spent; Other Eligible Spends: 1 Reward Point / ₹150 spent
EASY Credit Card
Rs 500Annual fee
Rs 35,000Fee waiver spend
0Domestic lounge
3.5%Forex markup
Best for
Movies, Grocery, Departmental Stores, Low Fee
Top rewards
Movies, Grocery, And Departmental Store Spends: 5 reward points per ₹100; All Other Eligible Spends: 1 reward point per ₹100
| Feature | SimplySAVE Credit Card | EASY Credit Card |
|---|---|---|
| Issuer | SBI Card | Bank of Baroda |
| Network | Visa, RuPay | Visa |
| Joining fee | Rs 499 | Rs 500 |
| Annual fee | Rs 499 | Rs 500 |
| Fee waiver spend | Rs 1,00,000 | Rs 35,000 |
| Reward type | Reward Points | Reward Points |
| Best for | Dining, Movies, Departmental Stores, Grocery | Movies, Grocery, Departmental Stores, Low Fee |
| Top reward categories | Dining, Movies, Grocery, And Departmental Store Spends: 10 Reward Points / ₹150 spent; Other Eligible Spends: 1 Reward Point / ₹150 spent | Movies, Grocery, And Departmental Store Spends: 5 reward points per ₹100; All Other Eligible Spends: 1 reward point per ₹100 |
| SmartBuy / accelerated caps | Not Listed | Not Listed |
| Domestic lounge | 0 | 0 |
| International lounge | 0 | 0 |
| Forex markup | 3.5% | 3.5% |
| Milestone benefits | Not Listed | First year fee reversal on spending ₹6,000 within first 60 days, Annual fee waiver on spending ₹35,000 in a year |
| Redemption | Statement credit: upto ₹ 0.25 per point | Statement credit: upto ₹ 0.2 per point |
| Key exclusions | fuel, cash advance, balance transfer, wallet loading, transactions excluded under SBI Card reward terms | fuel transactions do not earn reward points, accelerated reward points are subject to monthly cap of 1,000 points, taxes and charges excluded as per BOBCARD terms |