Shaurya SBI Card
Rs 250Annual fee
Rs 50,000Fee waiver spend
0Domestic lounge
3.5%Forex markup
Best for
defence, csd, grocery, dining, low fee
Top rewards
Dining and movie spends: 5 Reward Points / Rs 100 spent; CSD, departmental stores & grocery spends: 5 Reward Points / Rs 100 spent; Other eligible retail purchases: 1 Reward Point / Rs 100 spent
SimplySAVE SBI Card
Rs 499Annual fee
Rs 1,00,000Fee waiver spend
0Domestic lounge
3.5%Forex markup
Best for
dining, movies, departmental stores, grocery
Top rewards
Dining, movies, grocery, and departmental store spends: 10 Reward Points / Rs 150 spent; Other eligible spends: 1 Reward Point / Rs 150 spent
| Feature | Shaurya SBI Card | SimplySAVE SBI Card |
|---|---|---|
| Issuer | SBI Card | SBI Card |
| Network | Visa, RuPay | Visa, RuPay |
| Joining fee | Rs 250 | Rs 499 |
| Annual fee | Rs 250 | Rs 499 |
| Fee waiver spend | Rs 50,000 | Rs 1,00,000 |
| Reward type | reward points | reward points |
| Best for | defence, csd, grocery, dining, low fee | dining, movies, departmental stores, grocery |
| Top reward categories | Dining and movie spends: 5 Reward Points / Rs 100 spent; CSD, departmental stores & grocery spends: 5 Reward Points / Rs 100 spent; Other eligible retail purchases: 1 Reward Point / Rs 100 spent | Dining, movies, grocery, and departmental store spends: 10 Reward Points / Rs 150 spent; Other eligible spends: 1 Reward Point / Rs 150 spent |
| SmartBuy / accelerated caps | Not listed | Not listed |
| Domestic lounge | 0 | 0 |
| International lounge | 0 | 0 |
| Forex markup | 3.5% | 3.5% |
| Milestone benefits | Not listed | Not listed |
| Redemption | Statement credit: upto Rs 0.25 per point | Statement credit: upto Rs 0.25 per point |
| Key exclusions | fuel spends, cash advances, balance transfers, wallet loading transactions, rent payments, government services spends | fuel, cash advance, balance transfer, wallet loading, transactions excluded under SBI Card reward terms |