SBI Card PULSE
Rs 1,499Annual fee
Rs 2,00,000Fee waiver spend
4Domestic lounge
Domestic lounge conditions
- 4 domestic lounge visits per year, capped at 1 visit per quarter.
- Complimentary Priority Pass membership is provided for the first two membership years, with no complimentary lounge visits.
3.5%Forex markup
Best for
health, pharmacy, dining, movies, domestic lounge
Top rewards
Chemist, pharmacy, sports, dining, and movies: 10 Reward Points / Rs 100; Other eligible spends: 2 Reward Points / Rs 100
SBI Card ELITE
Rs 4,999Annual fee
Rs 10,00,000Fee waiver spend
8Domestic lounge
Domestic lounge conditions
- 8 complimentary domestic lounge visits per year, capped at 2 visits per quarter.
- Complimentary Priority Pass membership is provided with 6 complimentary international lounge visits per calendar year, capped at 2 visits per quarter.
- Post the complimentary visits, lounge usage is charged at the programme's prevailing rate.
1.99%Forex markup
Best for
premium rewards, dining, grocery, movies, lounge
Top rewards
Grocery, dining, movies, and departmental stores: 10 Reward Points / Rs 100; Other eligible spends: 2 Reward Points / Rs 100
| Feature | SBI Card PULSE | SBI Card ELITE |
|---|---|---|
| Issuer | SBI Card | SBI Card |
| Network | Visa | Visa, Mastercard, American Express |
| Joining fee | Rs 1,499 | Rs 4,999 |
| Annual fee | Rs 1,499 | Rs 4,999 |
| Fee waiver spend | Rs 2,00,000 | Rs 10,00,000 |
| Reward type | reward points | reward points |
| Best for | health, pharmacy, dining, movies, domestic lounge | premium rewards, dining, grocery, movies, lounge |
| Top reward categories | Chemist, pharmacy, sports, dining, and movies: 10 Reward Points / Rs 100; Other eligible spends: 2 Reward Points / Rs 100 | Grocery, dining, movies, and departmental stores: 10 Reward Points / Rs 100; Other eligible spends: 2 Reward Points / Rs 100 |
| SmartBuy / accelerated caps | Not listed | Not listed |
| Domestic lounge | 4 | 8 |
| International lounge | 0 | 6 |
| Forex markup | 3.5% | 1.99% |
| Milestone benefits | Rs 1,500 voucher on annual retail spends of Rs 4 lakh | 10,000 bonus Reward Points on annual spends of Rs 2 lakh, 10,000 bonus Reward Points on annual spends of Rs 3 lakh, 10,000 bonus Reward Points on annual spends of Rs 4 lakh, 20,000 bonus Reward Points on annual spends of Rs 5 lakh |
| Redemption | Statement credit: upto Rs 0.25 per point | Statement credit: upto Rs 0.25 per point |
| Key exclusions | fuel, balance transfers, cash advances, fees and charges, disputed transactions | fuel, balance transfers, cash advances, fees and charges, disputed transactions |