SBI Card
PULSE Credit Card
SimplifyCards take:A good fit if you want a card built for health, pharmacy, and dining
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Best for Chemist, Pharmacy, Sports, Dining, And MoviesBest for
10 Reward Points / ₹100
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Avoid for heavy international useWatch out
A 3.5% forex markup is on the higher side for overseas spends
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Good fit if you want a card built for health, pharmacy, and diningBottom line
It combines complimentary airport lounge access, accelerated rewards on chemist, pharmacy, sports, dining, and movies, and milestone rewards
Estimate your Reward Points
Adjust your monthly spend to see the card's estimated annual value
How the card works
Reward Points rates
| Category | Rate |
|---|---|
| Chemist, Pharmacy, Sports, Dining, And Movies | 10 Reward Points / ₹100 |
| Other Eligible Spends | 2 Reward Points / ₹100 |
Redemption
Statement balanceupto ₹ 0.25 per point
Important conditions
1
Domestic lounge4 visits per year
- 4 domestic lounge visits per year, capped at 1 visit per quarter
2
Milestone₹1,500 voucher on annual retail spends of ₹4 lakh
3
Fee waiverRenewal fee waived on annual spends of ₹ 2 lakh
Benefits and fine print
Welcome, renewal, and other listed benefits
Joining benefits
- Noise ColorFit Pulse 4 Pro smart watch worth ₹7,999 on payment of joining fee
- Complimentary 1-year Netmeds First membership subject to joining fee payment and at least one retail transaction
Renewal benefits
- Complimentary 1-year FITPASS PRO membership on card renewal every year
Additional benefits
- Fraud liability cover of ₹1 lakh
- 1% fuel surcharge waiver on eligible fuel transactions from ₹500 to ₹4,000, capped at ₹250 per statement cycle
Eligibility
Check this before you apply
Salaried
- Age 21 to 60 years
- Stable income as per SBI Card credit assessment
- Good credit profile and address in a serviced location
Self-employed
- Age 25 to 60 years
- Stable business income as per SBI Card credit assessment
- Good credit profile and address in a serviced location
Exclusions
Spending that does not earn reward points
- fuel
- balance transfers
- cash advances
- fees and charges
- disputed transactions
Compare before you decide
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