SimplifyCards take:A good fit if you want a card built for dining, grocery, and movies
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Best for Grocery, Dining, Movies, And Departmental StoresBest for
10 Reward Points / ₹100
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Avoid if your spend is lowWatch out
The ₹ 4,999 fee waives only at ₹ 10 lakh/year, and some benefits can be spend-gated
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Good fit if you want a card built for dining, grocery, and moviesBottom line
It combines complimentary airport lounge access, a low 1.99% forex markup, and accelerated rewards on grocery, dining, movies, and departmental stores
Estimate your Reward Points
Adjust your monthly spend to see the card's estimated annual value
How the card works
Reward Points rates
| Category | Rate |
|---|---|
| Grocery, Dining, Movies, And Departmental Stores | 10 Reward Points / ₹100 |
| Other Eligible Spends | 2 Reward Points / ₹100 |
Redemption
Statement balanceupto ₹ 0.25 per point
Important conditions
1
Domestic lounge8 visits per year
- 8 complimentary domestic lounge visits per year, capped at 2 visits per quarter
2
International lounge6 visits per year
- Complimentary Priority Pass membership is provided with 6 complimentary international lounge visits per calendar year, capped at 2 visits per quarter
- Post the complimentary visits, lounge usage is charged at the programme's prevailing rate
3
Milestone10,000 bonus Reward Points on annual spends of ₹2 lakh
4
Milestone10,000 bonus Reward Points on annual spends of ₹3 lakh
5
Milestone10,000 bonus Reward Points on annual spends of ₹4 lakh
6
Milestone20,000 bonus Reward Points on annual spends of ₹5 lakh
7
Fee waiverRenewal fee waived on annual spends of ₹ 10 lakh
Benefits and fine print
Welcome, renewal, and other listed benefits
Joining benefits
- Welcome e-Gift Voucher worth ₹5,000 from select brands such as Yatra, Bata/Hush Puppies, Marks & Spencer, Westside, and Shoppers Stop
Additional benefits
- Free movie tickets worth up to ₹6,000 per year through BookMyShow
- 1% fuel surcharge waiver on eligible fuel transactions, capped at ₹250 per statement cycle
Eligibility
Check this before you apply
Salaried
- Minimum age: 21 years
- Maximum age: 60 years
- Occupation: salaried with stable income
Self-employed
- Minimum age: 25 years
- Maximum age: 60 years
- Occupation: self-employed with stable income
Exclusions
Spending that does not earn reward points
- fuel
- balance transfers
- cash advances
- fees and charges
- disputed transactions
Compare before you decide
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