ELITE Credit Card
Rs 4,999Annual fee
Rs 10,00,000Fee waiver spend
8Domestic lounge
Domestic lounge conditions
- 8 complimentary domestic lounge visits per year, capped at 2 visits per quarter.
- Complimentary Priority Pass membership is provided with 6 complimentary international lounge visits per calendar year, capped at 2 visits per quarter.
- Post the complimentary visits, lounge usage is charged at the programme's prevailing rate.
1.99%Forex markup
Best for
Premium Rewards, Dining, Grocery, Movies, Lounge
Top rewards
Grocery, Dining, Movies, And Departmental Stores: 10 Reward Points / ₹100; Other Eligible Spends: 2 Reward Points / ₹100
Shaurya Select Credit Card
Rs 1,499Annual fee
Rs 1,50,000Fee waiver spend
4Domestic lounge
Domestic lounge conditions
- 4 complimentary domestic airport lounge visits per calendar year (limited to 1 visit per quarter).
3.5%Forex markup
Best for
Defence, Csd, Grocery, Dining, Lounge
Top rewards
Canteen Stores Department (CSD) Military Canteens, Dining, Movies, Departmental Stores, And Grocery Spends: 10 Reward Points / ₹100 spent; Other Eligible Purchases: 2 Reward Points / ₹100 spent
| Feature | ELITE Credit Card | Shaurya Select Credit Card |
|---|---|---|
| Issuer | SBI Card | SBI Card |
| Network | Visa, Mastercard, American Express | RuPay, Visa |
| Joining fee | Rs 4,999 | Rs 0 |
| Annual fee | Rs 4,999 | Rs 1,499 |
| Fee waiver spend | Rs 10,00,000 | Rs 1,50,000 |
| Reward type | Reward Points | Reward Points |
| Best for | Premium Rewards, Dining, Grocery, Movies, Lounge | Defence, Csd, Grocery, Dining, Lounge |
| Top reward categories | Grocery, Dining, Movies, And Departmental Stores: 10 Reward Points / ₹100; Other Eligible Spends: 2 Reward Points / ₹100 | Canteen Stores Department (CSD) Military Canteens, Dining, Movies, Departmental Stores, And Grocery Spends: 10 Reward Points / ₹100 spent; Other Eligible Purchases: 2 Reward Points / ₹100 spent |
| SmartBuy / accelerated caps | Not Listed | Not Listed |
| Domestic lounge | 8 | 4 |
| International lounge | 6 | 0 |
| Forex markup | 1.99% | 3.5% |
| Milestone benefits | 10,000 bonus Reward Points on annual spends of ₹2 lakh, 10,000 bonus Reward Points on annual spends of ₹3 lakh, 10,000 bonus Reward Points on annual spends of ₹4 lakh, 20,000 bonus Reward Points on annual spends of ₹5 lakh | Pizza Hut e-gift voucher worth ₹500 on quarterly spends of ₹50,000, Yatra or Pantaloons e-gift voucher worth ₹7,000 on annual spends of ₹5 lakh |
| Redemption | Statement credit: upto ₹ 0.25 per point | Statement credit: upto ₹ 0.25 per point |
| Key exclusions | fuel, balance transfers, cash advances, fees and charges, disputed transactions | fuel, cash advance, balance transfer, wallet loading, transactions excluded under SBI Card reward terms |