RBL Bank ShopRite Credit Card
Rs 500Annual fee
Rs 1,50,000Fee waiver spend
0Domestic lounge
3.5%Forex markup
Best for
grocery, movies, fuel, entry level
Top rewards
Grocery spends: 20 Reward Points / Rs 100 spent; Other eligible retail spends: 1 Reward Point / Rs 100 spent
SimplySAVE SBI Card
Rs 499Annual fee
Rs 1,00,000Fee waiver spend
0Domestic lounge
3.5%Forex markup
Best for
dining, movies, departmental stores, grocery
Top rewards
Dining, movies, grocery, and departmental store spends: 10 Reward Points / Rs 150 spent; Other eligible spends: 1 Reward Point / Rs 150 spent
| Feature | RBL Bank ShopRite Credit Card | SimplySAVE SBI Card |
|---|---|---|
| Issuer | RBL Bank | SBI Card |
| Network | Visa, Mastercard | Visa, RuPay |
| Joining fee | Rs 500 | Rs 499 |
| Annual fee | Rs 500 | Rs 499 |
| Fee waiver spend | Rs 1,50,000 | Rs 1,00,000 |
| Reward type | reward points | reward points |
| Best for | grocery, movies, fuel, entry level | dining, movies, departmental stores, grocery |
| Top reward categories | Grocery spends: 20 Reward Points / Rs 100 spent; Other eligible retail spends: 1 Reward Point / Rs 100 spent | Dining, movies, grocery, and departmental store spends: 10 Reward Points / Rs 150 spent; Other eligible spends: 1 Reward Point / Rs 150 spent |
| SmartBuy / accelerated caps | Not listed | Not listed |
| Domestic lounge | 0 | 0 |
| International lounge | 0 | 0 |
| Forex markup | 3.5% | 3.5% |
| Milestone benefits | Annual fee waiver on spends of ₹1.5 Lakhs in the previous membership year | Not listed |
| Redemption | Statement credit: upto Rs 0.25 per point | Statement credit: upto Rs 0.25 per point |
| Key exclusions | Fuel transactions, Cash advance transactions, EMI transactions, E-wallet loading transactions | fuel, cash advance, balance transfer, wallet loading, transactions excluded under SBI Card reward terms |