Platinum Delight Credit Card
Rs 1,000Annual fee
Rs 2,00,000Fee waiver spend
0Domestic lounge
3.5%Forex markup
Best for
Shopping, Weekend Rewards, Milestones
Top rewards
Weekend Spends (2X Points): 4 Reward Points / ₹100 spent; Other Eligible Retail Spends: 2 Reward Points / ₹100 spent
Cookies Credit Card
Rs 1,200Annual fee
0Domestic lounge
3.5%Forex markup
Best for
Online, Shopping, Entry Level
Top rewards
Zomato Spends (10% Cashback): 10% Cashback; Myntra Spends (10% Cashback): 10% Cashback; Uber Spends (10% Cashback): 10% Cashback
| Feature | Platinum Delight Credit Card | Cookies Credit Card |
|---|---|---|
| Issuer | RBL Bank | RBL Bank |
| Network | Visa | Visa |
| Joining fee | Rs 1,000 | Rs 0 |
| Annual fee | Rs 1,000 | Rs 1,200 |
| Fee waiver spend | Rs 2,00,000 | - |
| Reward type | Reward Points | Reward Points |
| Best for | Shopping, Weekend Rewards, Milestones | Online, Shopping, Entry Level |
| Top reward categories | Weekend Spends (2X Points): 4 Reward Points / ₹100 spent; Other Eligible Retail Spends: 2 Reward Points / ₹100 spent | Zomato Spends (10% Cashback): 10% Cashback; Myntra Spends (10% Cashback): 10% Cashback; Uber Spends (10% Cashback): 10% Cashback |
| SmartBuy / accelerated caps | Not Listed | Not Listed |
| Domestic lounge | 0 | 0 |
| International lounge | 0 | 0 |
| Forex markup | 3.5% | 3.5% |
| Milestone benefits | Earn 1,000 bonus reward points on swiping your card 5 times for transactions of ₹1,000 or more in a calendar month, Annual fee waiver on annual spends of ₹2 Lakhs or more | Monthly card fee of ₹100 is waived on spending ₹5,000 or more in a calendar month, Earn ₹1,000 brand voucher (Amazon, Flipkart, Myntra, Croma, Shoppers Stop) on annual spends of ₹2 Lakhs, Earn ₹5,000 brand voucher (Amazon, Flipkart, Myntra, Croma, Shoppers Stop) on annual spends of ₹5 Lakhs |
| Redemption | Not Listed | Not Listed |
| Key exclusions | Fuel transactions, Utility bill payments, Insurance spends, Rent and real estate payments, Education payments, Wallet loading | Fuel transactions, Utility bill payments, Insurance spends, Rent and real estate payments, Cash advance transactions |