RBL Bank
Platinum Delight Credit Card
SimplifyCards take:A good fit if you want a card built for shopping and milestones
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ShoppingBest for
It offers milestone rewards
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Avoid for heavy international useWatch out
A 3.5% forex markup is on the higher side for overseas spends
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Good fit if you want a card built for shopping and milestonesBottom line
It offers milestone rewards
Estimate your Reward Points
Adjust your monthly spend to see the card's estimated annual value
How the card works
Reward Points rates
| Category | Rate | Monthly cap |
|---|---|---|
| Weekend Spends (2X Points) | 4 Reward Points / ₹100 spent | 1,000 Reward Points |
| Other Eligible Retail Spends | 2 Reward Points / ₹100 spent | - |
Redemption
Vouchersupto ₹ 0.25 per point
| Voucher partner | Programme / collection | Ratio |
|---|---|---|
| Brand e-Vouchers | Shopping, lifestyle & brand gift vouchers | 1 point = ₹0.25 |
| MakeMyTrip / Travel | Flight & hotel bookings via RBL Rewards portal | 1 point = ₹0.25 |
| Merchandise | Electronics, apparel & catalogue products | 1 point = ₹0.25 |
Important conditions
1
Milestone1,000 bonus reward points on swiping 5 times for ₹1,000+ each in a calendar month
2
Fee waiverRenewal fee waived on annual spends of ₹ 2 lakh
Benefits and fine print
Welcome, renewal, and other listed benefits
Additional benefits
- Welcome benefit of 4,000 Reward Points (worth ₹1,000) on payment of joining fee and first swipe within 30 days
Additional details
- Redemption fee of ₹99 + GST applies per redemption request via the RBL Rewards portal (rblrewards.rbl.bank.in)
- Reward points cannot be redeemed as statement credit against the card bill
- No direct airline miles transfer — points are redeemed for travel bookings and vouchers through the RBL Rewards portal at ₹0.25 per point
- Fuel surcharge waiver of 1% at all fuel stations for transactions between ₹500 and ₹4,000 (Max waiver ₹150/month)
- Excluded spends do not count towards milestone benefits or annual fee waivers
Eligibility
Check this before you apply
Salaried
- Minimum age: 21 years, Maximum age: 70 years
- Stable income source meeting bank criteria
Self-employed
- Minimum age: 21 years, Maximum age: 70 years
- Stable business income meeting bank criteria
Exclusions
Spending that does not earn reward points
- Fuel transactions
- Utility bill payments
- Insurance spends
- Rent and real estate payments
- Education payments
- Wallet loading
- Government services spends
- EMI transactions
- Cash advance transactions
- Railways spends
Compare before you decide
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