SimplifyCards take:A good fit if you want a card built for online, shopping, and entry level
✓
Best for Zomato Spends (10% Cashback)Best for
10% Cashback
!
Avoid for heavy international useWatch out
A 3.5% forex markup is on the higher side for overseas spends
✦
Good fit if you want a card built for online, shopping, and entry levelBottom line
It combines accelerated rewards on zomato spends (10% cashback) and milestone rewards
Estimate your Reward Points
Adjust your monthly spend to see the card's estimated annual value
How the card works
Reward Points rates
| Category | Rate | Monthly cap |
|---|---|---|
| Zomato Spends (10% Cashback) | 10% Cashback | 300 Reward Points |
| Myntra Spends (10% Cashback) | 10% Cashback | 300 Reward Points |
| Uber Spends (10% Cashback) | 10% Cashback | 300 Reward Points |
| Other Online Purchases (5X Points) | 5 Reward Points / ₹100 spent | - |
| Other Eligible Retail Spends | 1 Reward Point / ₹100 spent | - |
Redemption
Vouchersupto ₹ 0.25 per point
| Voucher partner | Programme / collection | Ratio |
|---|---|---|
| Brand e-Vouchers | Shopping, lifestyle & brand gift vouchers | 1 point = ₹0.25 |
| MakeMyTrip / Travel | Flight & hotel bookings via RBL Rewards portal | 1 point = ₹0.25 |
| Merchandise | Electronics, apparel & catalogue products | 1 point = ₹0.25 |
Important conditions
1
Milestone₹1,000 brand voucher on annual spend of ₹2 Lakhs
2
Milestone₹5,000 brand voucher on annual spend of ₹5 Lakhs
Benefits and fine print
Welcome, renewal, and other listed benefits
Additional benefits
- 10% instant discount up to ₹300 per month on BookMyShow movie tickets
- 10% cashback on Zomato, Myntra, and Uber (capped at ₹300 per brand per month, overall cap ₹900/month)
Additional details
- Redemption fee of ₹99 + GST applies per redemption request via the RBL Rewards portal (rblrewards.rbl.bank.in)
- Reward points cannot be redeemed as statement credit against the card bill
- No direct airline miles transfer — points are redeemed for travel bookings and vouchers through the RBL Rewards portal at ₹0.25 per point
- Fuel surcharge waiver of 1% at all fuel stations for transactions between ₹500 and ₹4,000 (Max waiver ₹150/month)
- Cashback is applicable only on transactions above ₹100
Eligibility
Check this before you apply
Salaried
- Minimum age: 21 years, Maximum age: 70 years
- Stable income source meeting bank criteria
Self-employed
- Minimum age: 21 years, Maximum age: 70 years
- Stable business income meeting bank criteria
Exclusions
Spending that does not earn reward points
- Fuel transactions
- Utility bill payments
- Insurance spends
- Rent and real estate payments
- Cash advance transactions
Compare before you decide
Alternatives based on what you might want instead