Cookies Credit Card
Rs 1,200Annual fee
0Domestic lounge
3.5%Forex markup
Best for
Online, Shopping, Entry Level
Top rewards
Zomato Spends (10% Cashback): 10% Cashback; Myntra Spends (10% Cashback): 10% Cashback; Uber Spends (10% Cashback): 10% Cashback
ACE Credit Card
Rs 499Annual fee
Rs 50,000Fee waiver spend
0Domestic lounge
3.5%Forex markup
Best for
Online, Entry Level, Rewardz, Utility Bills
Top rewards
Online Shopping: 8 YES Rewardz Points / ₹200 spent; Other Retail Spends: 4 YES Rewardz Points / ₹200 spent; Select Categories (utilities, Insurance, Education, Telecom): 2 YES Rewardz Points / ₹200 spent
| Feature | Cookies Credit Card | ACE Credit Card |
|---|---|---|
| Issuer | RBL Bank | YES Bank |
| Network | Visa | Visa, RuPay |
| Joining fee | Rs 0 | Rs 499 |
| Annual fee | Rs 1,200 | Rs 499 |
| Fee waiver spend | - | Rs 50,000 |
| Reward type | Reward Points | YES Rewardz Points |
| Best for | Online, Shopping, Entry Level | Online, Entry Level, Rewardz, Utility Bills |
| Top reward categories | Zomato Spends (10% Cashback): 10% Cashback; Myntra Spends (10% Cashback): 10% Cashback; Uber Spends (10% Cashback): 10% Cashback | Online Shopping: 8 YES Rewardz Points / ₹200 spent; Other Retail Spends: 4 YES Rewardz Points / ₹200 spent; Select Categories (utilities, Insurance, Education, Telecom): 2 YES Rewardz Points / ₹200 spent |
| SmartBuy / accelerated caps | Not Listed | Not Listed |
| Domestic lounge | 0 | 0 |
| International lounge | 0 | 0 |
| Forex markup | 3.5% | 3.5% |
| Milestone benefits | Monthly card fee of ₹100 is waived on spending ₹5,000 or more in a calendar month, Earn ₹1,000 brand voucher (Amazon, Flipkart, Myntra, Croma, Shoppers Stop) on annual spends of ₹2 Lakhs, Earn ₹5,000 brand voucher (Amazon, Flipkart, Myntra, Croma, Shoppers Stop) on annual spends of ₹5 Lakhs | Not Listed |
| Redemption | Not Listed | Statement credit: upto ₹ 0.25 per point |
| Key exclusions | Fuel transactions, Utility bill payments, Insurance spends, Rent and real estate payments, Cash advance transactions | fuel spends, rental payments, wallet loading transactions, government transactions, marketing and advertising services, cash advances / cash withdrawals |