KrisFlyer SBI Card Apex
Rs 9,999Annual fee
8Domestic lounge
Domestic lounge conditions
- Complimentary domestic and international lounge visits are capped at 2 visits per quarter.
- Complimentary Priority Pass membership included
- Complimentary Priority Pass membership included for primary cardholder.
- Priority Pass membership is complimentary for the primary cardholder for the first 2 card membership years.
- International lounge visits beyond the complimentary limit or by guests are charged at USD 27 plus taxes per visit.
3.5%Forex markup
Best for
singapore airlines, international travel, travel, lounge, premium
Top rewards
Singapore Airlines Group Spends: 10 KrisFlyer Miles per Rs 200; International Spends: 8 KrisFlyer Miles per Rs 200; Other Eligible Spends: 6 KrisFlyer Miles per Rs 200
Federal Bank Celesta Credit Card
Rs 0Annual fee
8Domestic lounge
Domestic lounge conditions
- 2 complimentary domestic airport lounge visits per quarter (subject to minimum spend of Rs 60,000 in the preceding quarter).
- 2 complimentary international airport lounge visits per calendar year.
2%Forex markup
Best for
travel, lounge, dining, international, lifetime free, premium
Top rewards
Travel spends: 3 Reward Points / Rs 100 spent; International spends: 3 Reward Points / Rs 100 spent; Dining spends: 2 Reward Points / Rs 100 spent
| Feature | KrisFlyer SBI Card Apex | Federal Bank Celesta Credit Card |
|---|---|---|
| Issuer | SBI Card | Federal Bank |
| Network | American Express | Mastercard |
| Joining fee | Rs 9,999 | Rs 0 |
| Annual fee | Rs 9,999 | Rs 0 |
| Reward type | KrisFlyer Miles | reward points |
| Best for | singapore airlines, international travel, travel, lounge, premium | travel, lounge, dining, international, lifetime free, premium |
| Top reward categories | Singapore Airlines Group Spends: 10 KrisFlyer Miles per Rs 200; International Spends: 8 KrisFlyer Miles per Rs 200; Other Eligible Spends: 6 KrisFlyer Miles per Rs 200 | Travel spends: 3 Reward Points / Rs 100 spent; International spends: 3 Reward Points / Rs 100 spent; Dining spends: 2 Reward Points / Rs 100 spent |
| SmartBuy / accelerated caps | Not listed | Not listed |
| Domestic lounge | 8 | 8 |
| International lounge | 8 | 2 |
| Forex markup | 3.5% | 2% |
| Milestone benefits | 10,000 bonus KrisFlyer Miles on reaching Rs 5 Lakh in annual spends, KrisFlyer Elite Gold tier upgrade on spending Rs 7.5 Lakh or more on Singapore Airlines Group booking channels, 3,000 bonus KrisFlyer Miles on cumulative annual spends of Rs 10 Lakh | Not listed |
| Redemption | Air miles: upto Rs 0.8 per point | Air miles: upto Rs 0.1667 per point; Statement credit: upto Rs 0.25 per point |
| Key exclusions | fuel spends, property rental payments, utility bill payments, e-wallet uploads, government transactions, EMI transactions | Fuel transactions, Cash advance transactions, Rent payments, Wallet loading transactions, EMI transactions, Government transactions |