KrisFlyer Apex Credit Card
Rs 9,999Annual fee
8Domestic lounge
Domestic lounge conditions
- Complimentary domestic and international lounge visits are capped at 2 visits per quarter.
- Complimentary Priority Pass membership included
- Complimentary Priority Pass membership included for primary cardholder.
- Priority Pass membership is complimentary for the primary cardholder for the first 2 card membership years.
- International lounge visits beyond the complimentary limit or by guests are charged at USD 27 plus taxes per visit.
3.5%Forex markup
Best for
Singapore Airlines, International Travel, Travel, Lounge, Premium
Top rewards
Singapore Airlines Group Spends: 10 KrisFlyer Miles per ₹200; International Spends: 8 KrisFlyer Miles per ₹200; Other Eligible Spends: 6 KrisFlyer Miles per ₹200
AURUM Credit Card
Rs 9,999Annual fee
Rs 12,00,000Fee waiver spend
16Domestic lounge
Domestic lounge conditions
- 16 complimentary domestic airport lounge visits per year, capped at 4 visits per quarter
- Unlimited complimentary international airport lounge access with DreamFolks membership
1.99%Forex markup
Best for
Premium, Travel, International Travel, Lounge, Movies, Forex
Top rewards
All Eligible Purchases: 4 Reward Points / ₹100 spent
| Feature | KrisFlyer Apex Credit Card | AURUM Credit Card |
|---|---|---|
| Issuer | SBI Card | SBI Card |
| Network | American Express | Mastercard, Visa |
| Joining fee | Rs 9,999 | Rs 9,999 |
| Annual fee | Rs 9,999 | Rs 9,999 |
| Fee waiver spend | - | Rs 12,00,000 |
| Reward type | KrisFlyer Miles | Reward Points |
| Best for | Singapore Airlines, International Travel, Travel, Lounge, Premium | Premium, Travel, International Travel, Lounge, Movies, Forex |
| Top reward categories | Singapore Airlines Group Spends: 10 KrisFlyer Miles per ₹200; International Spends: 8 KrisFlyer Miles per ₹200; Other Eligible Spends: 6 KrisFlyer Miles per ₹200 | All Eligible Purchases: 4 Reward Points / ₹100 spent |
| SmartBuy / accelerated caps | Not Listed | Not Listed |
| Domestic lounge | 8 | 16 |
| International lounge | 8 | Unlimited |
| Forex markup | 3.5% | 1.99% |
| Milestone benefits | 10,000 bonus KrisFlyer Miles on reaching ₹5 Lakh in annual spends, KrisFlyer Elite Gold tier upgrade on spending ₹7.5 Lakh or more on Singapore Airlines Group booking channels, 3,000 bonus KrisFlyer Miles on cumulative annual spends of ₹10 Lakh | Monthly Tata CLiQ Luxury voucher worth ₹1,500 on monthly spends of ₹1 lakh, Tata CLiQ Luxury voucher worth ₹5,000 on annual spends of ₹5 lakh, Taj experience voucher worth ₹10,000 on annual spends of ₹10 lakh, Apple voucher worth ₹20,000 on annual spends of ₹20 lakh |
| Redemption | Air miles: upto ₹ 0.8 per point | Statement credit: upto ₹ 0.25 per point |
| Key exclusions | fuel spends, property rental payments, utility bill payments, e-wallet uploads, government transactions, EMI transactions | fuel spends, cash advances, balance transfers, wallet loading transactions, rent payments, government services spends |