KrisFlyer SBI Card Apex
Rs 9,999Annual fee
8Domestic lounge
Domestic lounge conditions
- Complimentary domestic and international lounge visits are capped at 2 visits per quarter.
- Complimentary Priority Pass membership included
- Complimentary Priority Pass membership included for primary cardholder.
- Priority Pass membership is complimentary for the primary cardholder for the first 2 card membership years.
- International lounge visits beyond the complimentary limit or by guests are charged at USD 27 plus taxes per visit.
3.5%Forex markup
Best for
singapore airlines, international travel, travel, lounge, premium
Top rewards
Singapore Airlines Group Spends: 10 KrisFlyer Miles per Rs 200; International Spends: 8 KrisFlyer Miles per Rs 200; Other Eligible Spends: 6 KrisFlyer Miles per Rs 200
AURUM SBI Card
Rs 9,999Annual fee
Rs 12,00,000Fee waiver spend
16Domestic lounge
Domestic lounge conditions
- 16 complimentary domestic airport lounge visits per year, capped at 4 visits per quarter
- Unlimited complimentary international airport lounge access with DreamFolks membership
1.99%Forex markup
Best for
premium, travel, international travel, lounge, movies, forex
Top rewards
All eligible purchases: 4 Reward Points / Rs 100 spent
| Feature | KrisFlyer SBI Card Apex | AURUM SBI Card |
|---|---|---|
| Issuer | SBI Card | SBI Card |
| Network | American Express | Mastercard, Visa |
| Joining fee | Rs 9,999 | Rs 9,999 |
| Annual fee | Rs 9,999 | Rs 9,999 |
| Fee waiver spend | - | Rs 12,00,000 |
| Reward type | KrisFlyer Miles | reward points |
| Best for | singapore airlines, international travel, travel, lounge, premium | premium, travel, international travel, lounge, movies, forex |
| Top reward categories | Singapore Airlines Group Spends: 10 KrisFlyer Miles per Rs 200; International Spends: 8 KrisFlyer Miles per Rs 200; Other Eligible Spends: 6 KrisFlyer Miles per Rs 200 | All eligible purchases: 4 Reward Points / Rs 100 spent |
| SmartBuy / accelerated caps | Not listed | Not listed |
| Domestic lounge | 8 | 16 |
| International lounge | 8 | Unlimited |
| Forex markup | 3.5% | 1.99% |
| Milestone benefits | 10,000 bonus KrisFlyer Miles on reaching Rs 5 Lakh in annual spends, KrisFlyer Elite Gold tier upgrade on spending Rs 7.5 Lakh or more on Singapore Airlines Group booking channels, 3,000 bonus KrisFlyer Miles on cumulative annual spends of Rs 10 Lakh | Monthly Tata CLiQ Luxury voucher worth Rs 1,500 on monthly spends of Rs 1 lakh, Tata CLiQ Luxury voucher worth Rs 5,000 on annual spends of Rs 5 lakh, Taj experience voucher worth Rs 10,000 on annual spends of Rs 10 lakh, Apple voucher worth Rs 20,000 on annual spends of Rs 20 lakh |
| Redemption | Air miles: upto Rs 0.8 per point | Statement credit: upto Rs 0.25 per point |
| Key exclusions | fuel spends, property rental payments, utility bill payments, e-wallet uploads, government transactions, EMI transactions | fuel spends, cash advances, balance transfers, wallet loading transactions, rent payments, government services spends |