IndusInd Bank Tiger Credit Card
Rs 0Annual fee
8Domestic lounge
Domestic lounge conditions
- Priority Pass membership is complimentary ($99 value), but visits beyond the 2 complimentary visits are charged at standard rates.
1.5%Forex markup
Best for
travel, lounge, golf, movies, low forex
Top rewards
Utility, insurance, government, education, real estate, and rent spends: 1 point per Rs 100; Base spends (up to Rs 1L): 1 point per Rs 100; Base spends (Rs 1.01L - 2.5L): 2 points per Rs 100
ICICI Bank Emeralde Private Metal Credit Card
Rs 12,499Annual fee
Rs 10,00,000Fee waiver spend
UnlimitedDomestic lounge
Domestic lounge conditions
- Unlimited domestic and international lounge access applies to both primary and add-on cardholders, with no spend-based criteria.
- Unlimited domestic and international lounge access applies to both primary and add-on cardholders, with no spend-based criteria.
- Complimentary Priority Pass membership for both the primary and Plus cardholder
- Comp Priority Pass is provided to primary and Plus cardholders; guest visits are charged at USD 27 plus GST.
2%Forex markup
Best for
luxury, travel, lounge, golf, low forex, movies
Top rewards
Hotels via iShop: 72 Reward Points / Rs 200 spent (12X); Flights via iShop: 36 Reward Points / Rs 200 spent (6X); Utility spends: 6 Reward Points / Rs 200 spent
| Feature | IndusInd Bank Tiger Credit Card | ICICI Bank Emeralde Private Metal Credit Card |
|---|---|---|
| Issuer | IndusInd Bank | ICICI Bank |
| Network | Visa | Visa |
| Joining fee | Rs 0 | Rs 12,499 |
| Annual fee | Rs 0 | Rs 12,499 |
| Fee waiver spend | - | Rs 10,00,000 |
| Reward type | reward points | reward points |
| Best for | travel, lounge, golf, movies, low forex | luxury, travel, lounge, golf, low forex, movies |
| Top reward categories | Utility, insurance, government, education, real estate, and rent spends: 1 point per Rs 100; Base spends (up to Rs 1L): 1 point per Rs 100; Base spends (Rs 1.01L - 2.5L): 2 points per Rs 100 | Hotels via iShop: 72 Reward Points / Rs 200 spent (12X); Flights via iShop: 36 Reward Points / Rs 200 spent (6X); Utility spends: 6 Reward Points / Rs 200 spent |
| SmartBuy / accelerated caps | Not listed | smartbuy hotels: daily 10,000 reward points, monthly 18,000 reward points; smartbuy flights: daily 10,000 reward points, monthly 18,000 reward points |
| Domestic lounge | 8 | Unlimited |
| International lounge | 2 | Unlimited |
| Forex markup | 1.5% | 2% |
| Milestone benefits | Not listed | EaseMyTrip air travel voucher worth Rs 3,000 on reaching Rs 4 lakh annual spend, Additional EaseMyTrip air travel voucher worth Rs 3,000 on reaching Rs 8 lakh annual spend |
| Redemption | Air miles: upto Rs 1 per point; Statement credit: upto Rs 0.4 per point | SmartBuy travel: upto Rs 1 per point; Air miles: upto Rs 1 per point; Statement credit: upto Rs 0.4 per point |
| Key exclusions | fuel, cash advances | fuel transactions, rent payments, government transactions and services, tax payments, e-wallet loading |