SimplifyCards take:A good fit if you want a card built for travel, lounge, and golf
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Best for airport lounge accessBest for
10 complimentary lounge visits a year across domestic and international
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Avoid if you want pure cashbackWatch out
Simpler cashback cards exist if you'd rather not manage reward points
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Good fit if you want a card built for travel, lounge, and golfBottom line
It combines complimentary airport lounge access, a low 1.5% forex markup, and no annual fee
Estimate your Reward Points
Adjust your monthly spend to see the card's estimated annual value
How the card works
Reward Points rates
| Category | Rate |
|---|---|
| Utility, Insurance, Government, Education, Real Estate, And Rent Spends | 1 point per ₹100 |
| Base Spends (up To ₹1L) | 1 point per ₹100 |
| Base Spends (₹1.01L - 2.5L) | 2 points per ₹100 |
| Base Spends (₹2.51L - 5L) | 4 points per ₹100 |
| Base Spends (above ₹5L) | 6 points per ₹100 |
Redemption
Statement balanceupto ₹ 0.4 per point
Airmile transferupto 1 airmile per point
| Airline | Programme | Ratio |
|---|---|---|
| Singapore Airlines | KrisFlyer | 4:1 |
| Air India | Maharaja Club | 1:1 |
Important conditions
1
Domestic lounge8 visits per year
2
International lounge2 visits per year
- Priority Pass membership is complimentary ($99 value), but visits beyond the 2 complimentary visits are charged at standard rates
Benefits and fine print
Welcome, renewal, and other listed benefits
Additional benefits
- 1 complimentary golf game or lesson per quarter
- 1 complimentary movie ticket up to ₹500 every 6 months on BookMyShow
- Auto Assist roadside emergency services (breakdown, key replacement, flat tire)
Additional details
- Cash redemption is capped at 5,000 reward points per calendar month
Latest Updates
Recent changes to this card
Air India Maharaja Club transfer ratio improved to 1:11 Jun 2026
- Effective June 1, 2026, IndusInd Bank upgraded the reward points transfer ratio for the Tiger Credit Card to Air India Maharaja Club from the previous 2:1 to 1:1
- This means 1 IndusInd reward point now converts to 1 Maharaja Club point
- The monthly cap of 25,000 points remains
- Transfers are irreversible and can only be made to your own Maharaja Club account via the IndusMoments portal
IndusInd credit card charges revised15 May 2026
- Effective 15 June 2026, IndusInd Bank has revised credit card charges
- Late payment fees now range up to ₹1,300 depending on outstanding balance
- Additionally, a 1% fee (plus GST) applies to Dynamic Currency Conversion (DCC) transactions, cumulative fuel transactions exceeding ₹50,000, and utility/transport payments exceeding ₹40,000 in a statement cycle
Air India Maharaja Club program enhancements improve points value1 Apr 2026
- Effective April 1, 2026, Air India enhanced the Maharaja Club program with lower redemption thresholds for award flights and upgrades across domestic and international routes
- This increases the effective value of Maharaja Club points earned via IndusInd Tiger reward transfers
Eligibility
Check this before you apply
Salaried
- Eligibility is subject to IndusInd Bank approval criteria
Self-employed
- Eligibility is subject to IndusInd Bank approval criteria
Exclusions
Spending that does not earn reward points
- fuel
- cash advances
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