IndiGo ELITE Credit Card
Rs 4,999Annual fee
8Domestic lounge
Domestic lounge conditions
- 8 complimentary domestic airport lounge visits per calendar year (limited to 2 visits per quarter).
- Requires spends of ₹1 lakh in the preceding calendar quarter to unlock access.
- 6 complimentary international airport lounge visits per calendar year (limited to 2 visits per quarter).
1.99%Forex markup
Best for
Indigo, Flights, Travel, Lounge, Forex
Top rewards
IndiGo Flight Spends: 7 IndiGo BluChips / ₹100 spent; Hotel And Lodging Spends: 3 IndiGo BluChips / ₹100 spent; Other Eligible Spends: 2 IndiGo BluChips / ₹100 spent
Indigo Credit Card
Rs 799Annual fee
4Domestic lounge
Domestic lounge conditions
- 4 complimentary domestic airport lounge visits per calendar year (limited to 1 visit per quarter).
- Requires spends of ₹50,000 in the preceding 3 calendar months to unlock access (new cardholders are exempt for the month of card issuance and the next 3 calendar months).
3.5%Forex markup
Best for
Indigo, Flights, Travel, Grocery, Dining
Top rewards
IndiGo Flight Bookings: 3 IndiGo BluChips / ₹100 spent; Grocery Spends: 2 IndiGo BluChips / ₹100 spent; Dining Spends: 2 IndiGo BluChips / ₹100 spent
| Feature | IndiGo ELITE Credit Card | Indigo Credit Card |
|---|---|---|
| Issuer | SBI Card | Axis Bank |
| Network | Mastercard, RuPay | Visa |
| Joining fee | Rs 4,999 | Rs 799 |
| Annual fee | Rs 4,999 | Rs 799 |
| Reward type | Indigo Bluchips | Indigo Bluchips |
| Best for | Indigo, Flights, Travel, Lounge, Forex | Indigo, Flights, Travel, Grocery, Dining |
| Top reward categories | IndiGo Flight Spends: 7 IndiGo BluChips / ₹100 spent; Hotel And Lodging Spends: 3 IndiGo BluChips / ₹100 spent; Other Eligible Spends: 2 IndiGo BluChips / ₹100 spent | IndiGo Flight Bookings: 3 IndiGo BluChips / ₹100 spent; Grocery Spends: 2 IndiGo BluChips / ₹100 spent; Dining Spends: 2 IndiGo BluChips / ₹100 spent |
| SmartBuy / accelerated caps | Not Listed | Not Listed |
| Domestic lounge | 8 | 4 |
| International lounge | 6 | 0 |
| Forex markup | 1.99% | 3.5% |
| Milestone benefits | 6,000 IndiGo BluChips on annual spends of ₹3 lakh, 6,000 IndiGo BluChips on annual spends of ₹6 lakh, 6,000 IndiGo BluChips on annual spends of ₹9 lakh, 6,000 IndiGo BluChips on annual spends of ₹12 lakh | Not Listed |
| Redemption | Not Listed | Not Listed |
| Key exclusions | fuel, wallet loading, rent, education, cash withdrawal, cash advance | fuel, rent, wallet load, education payments via third-party apps, utilities, transactions excluded under IndiGo Axis Bank Credit Card terms |