IndiGo Credit Card
Rs 1,499Annual fee
4Domestic lounge
Domestic lounge conditions
- 4 complimentary domestic airport lounge visits per calendar year (limited to 1 visit per quarter).
- Requires spends of ₹50,000 in the preceding calendar quarter to unlock access.
3.5%Forex markup
Best for
Indigo, Flights, Travel, Lounge
Top rewards
IndiGo Flight Spends: 3 IndiGo BluChips / ₹100 spent; Hotel And Lodging Spends: 2 IndiGo BluChips / ₹100 spent; Other Eligible Spends: 1 IndiGo BluChip / ₹100 spent
IndiGo ELITE Credit Card
Rs 4,999Annual fee
8Domestic lounge
Domestic lounge conditions
- 8 complimentary domestic airport lounge visits per calendar year (limited to 2 visits per quarter).
- Requires spends of ₹1 lakh in the preceding calendar quarter to unlock access.
- 6 complimentary international airport lounge visits per calendar year (limited to 2 visits per quarter).
1.99%Forex markup
Best for
Indigo, Flights, Travel, Lounge, Forex
Top rewards
IndiGo Flight Spends: 7 IndiGo BluChips / ₹100 spent; Hotel And Lodging Spends: 3 IndiGo BluChips / ₹100 spent; Other Eligible Spends: 2 IndiGo BluChips / ₹100 spent
| Feature | IndiGo Credit Card | IndiGo ELITE Credit Card |
|---|---|---|
| Issuer | SBI Card | SBI Card |
| Network | Mastercard, RuPay | Mastercard, RuPay |
| Joining fee | Rs 1,499 | Rs 4,999 |
| Annual fee | Rs 1,499 | Rs 4,999 |
| Reward type | Indigo Bluchips | Indigo Bluchips |
| Best for | Indigo, Flights, Travel, Lounge | Indigo, Flights, Travel, Lounge, Forex |
| Top reward categories | IndiGo Flight Spends: 3 IndiGo BluChips / ₹100 spent; Hotel And Lodging Spends: 2 IndiGo BluChips / ₹100 spent; Other Eligible Spends: 1 IndiGo BluChip / ₹100 spent | IndiGo Flight Spends: 7 IndiGo BluChips / ₹100 spent; Hotel And Lodging Spends: 3 IndiGo BluChips / ₹100 spent; Other Eligible Spends: 2 IndiGo BluChips / ₹100 spent |
| SmartBuy / accelerated caps | Not Listed | Not Listed |
| Domestic lounge | 4 | 8 |
| International lounge | 0 | 6 |
| Forex markup | 3.5% | 1.99% |
| Milestone benefits | 2,500 IndiGo BluChips on annual spends of ₹2 lakh, 2,500 IndiGo BluChips on annual spends of ₹4 lakh, 2,500 IndiGo BluChips on annual spends of ₹6 lakh | 6,000 IndiGo BluChips on annual spends of ₹3 lakh, 6,000 IndiGo BluChips on annual spends of ₹6 lakh, 6,000 IndiGo BluChips on annual spends of ₹9 lakh, 6,000 IndiGo BluChips on annual spends of ₹12 lakh |
| Redemption | Not Listed | Not Listed |
| Key exclusions | fuel, wallet loading, rent, education, cash withdrawal, cash advance | fuel, wallet loading, rent, education, cash withdrawal, cash advance |