IndiGo Credit Card
Rs 1,499Annual fee
4Domestic lounge
Domestic lounge conditions
- 4 complimentary domestic airport lounge visits per calendar year (limited to 1 visit per quarter).
- Requires spends of ₹50,000 in the preceding calendar quarter to unlock access.
3.5%Forex markup
Best for
Indigo, Flights, Travel, Lounge
Top rewards
IndiGo Flight Spends: 3 IndiGo BluChips / ₹100 spent; Hotel And Lodging Spends: 2 IndiGo BluChips / ₹100 spent; Other Eligible Spends: 1 IndiGo BluChip / ₹100 spent
IndiGo Premium Credit Card
Rs 5,000Annual fee
8Domestic lounge
Domestic lounge conditions
- 8 complimentary domestic airport lounge visits per calendar year (limited to 2 visits per quarter).
- Requires spends of ₹50,000 in the preceding 3 calendar months to unlock access (new cardholders are exempt for the month of card issuance and the next 3 calendar months).
- 2 complimentary international lounge visits per calendar year through Priority Pass.
2.5%Forex markup
Best for
Indigo, Flights, Travel, Hotels, Lounge
Top rewards
IndiGo Flight Bookings: 7 IndiGo BluChips / ₹100 spent; Grocery Spends: 3 IndiGo BluChips / ₹100 spent; Hotel Bookings: 3 IndiGo BluChips / ₹100 spent
| Feature | IndiGo Credit Card | IndiGo Premium Credit Card |
|---|---|---|
| Issuer | SBI Card | Axis Bank |
| Network | Mastercard, RuPay | Visa |
| Joining fee | Rs 1,499 | Rs 5,000 |
| Annual fee | Rs 1,499 | Rs 5,000 |
| Reward type | Indigo Bluchips | Indigo Bluchips |
| Best for | Indigo, Flights, Travel, Lounge | Indigo, Flights, Travel, Hotels, Lounge |
| Top reward categories | IndiGo Flight Spends: 3 IndiGo BluChips / ₹100 spent; Hotel And Lodging Spends: 2 IndiGo BluChips / ₹100 spent; Other Eligible Spends: 1 IndiGo BluChip / ₹100 spent | IndiGo Flight Bookings: 7 IndiGo BluChips / ₹100 spent; Grocery Spends: 3 IndiGo BluChips / ₹100 spent; Hotel Bookings: 3 IndiGo BluChips / ₹100 spent |
| SmartBuy / accelerated caps | Not Listed | Not Listed |
| Domestic lounge | 4 | 8 |
| International lounge | 0 | 2 |
| Forex markup | 3.5% | 2.5% |
| Milestone benefits | 2,500 IndiGo BluChips on annual spends of ₹2 lakh, 2,500 IndiGo BluChips on annual spends of ₹4 lakh, 2,500 IndiGo BluChips on annual spends of ₹6 lakh | Not Listed |
| Redemption | Not Listed | Not Listed |
| Key exclusions | fuel, wallet loading, rent, education, cash withdrawal, cash advance | fuel, rent, wallet load, education payments via third-party apps, utilities, transactions excluded under IndiGo Axis Bank Premium Credit Card terms |