IndiGo IDFC FIRST Credit Card
Rs 4,999Annual fee
0Domestic lounge
Domestic lounge conditions
- This card does not offer airport lounge access. It offers golf privileges (4 rounds and 12 lessons annually) via Mastercard.
1.49%Forex markup
Best for
indigo, flights, travel, upi, low forex
Top rewards
IndiGo flight bookings: 6 IndiGo BluChips per INR 100 spent; Other eligible retail spends: 3 IndiGo BluChips per INR 100 spent; UPI, insurance, utilities, fuel, rent, and wallet spends: 0.5 IndiGo BluChips per INR 100 spent
IndiGo SBI Card ELITE
Rs 4,999Annual fee
8Domestic lounge
Domestic lounge conditions
- 8 complimentary domestic airport lounge visits per calendar year (limited to 2 visits per quarter).
- Requires spends of Rs 1 lakh in the preceding calendar quarter to unlock access.
- 6 complimentary international airport lounge visits per calendar year (limited to 2 visits per quarter).
1.99%Forex markup
Best for
indigo, flights, travel, lounge, forex
Top rewards
IndiGo flight spends: 7 IndiGo BluChips / Rs 100 spent; Hotel and lodging spends: 3 IndiGo BluChips / Rs 100 spent; Other eligible spends: 2 IndiGo BluChips / Rs 100 spent
| Feature | IndiGo IDFC FIRST Credit Card | IndiGo SBI Card ELITE |
|---|---|---|
| Issuer | IDFC FIRST Bank | SBI Card |
| Network | Mastercard, RuPay | Mastercard, RuPay |
| Joining fee | Rs 4,999 | Rs 4,999 |
| Annual fee | Rs 4,999 | Rs 4,999 |
| Reward type | indigo bluchips | indigo bluchips |
| Best for | indigo, flights, travel, upi, low forex | indigo, flights, travel, lounge, forex |
| Top reward categories | IndiGo flight bookings: 6 IndiGo BluChips per INR 100 spent; Other eligible retail spends: 3 IndiGo BluChips per INR 100 spent; UPI, insurance, utilities, fuel, rent, and wallet spends: 0.5 IndiGo BluChips per INR 100 spent | IndiGo flight spends: 7 IndiGo BluChips / Rs 100 spent; Hotel and lodging spends: 3 IndiGo BluChips / Rs 100 spent; Other eligible spends: 2 IndiGo BluChips / Rs 100 spent |
| SmartBuy / accelerated caps | Not listed | Not listed |
| Domestic lounge | 0 | 8 |
| International lounge | 0 | 6 |
| Forex markup | 1.49% | 1.99% |
| Milestone benefits | Vouchers of 5,000 IndiGo BluChips at annual spending milestones of Rs 2 Lakh, Rs 5 Lakh, Rs 8 Lakh, Rs 10 Lakh and Rs 12 Lakh (Up to 25,000 BluChips annually) | 6,000 IndiGo BluChips on annual spends of Rs 3 lakh, 6,000 IndiGo BluChips on annual spends of Rs 6 lakh, 6,000 IndiGo BluChips on annual spends of Rs 9 lakh, 6,000 IndiGo BluChips on annual spends of Rs 12 lakh |
| Redemption | Not listed | Not listed |
| Key exclusions | EMI transactions, Cash withdrawal / cash advance transactions | fuel, wallet loading, rent, education, cash withdrawal, cash advance |