IndiGo Credit Card
Rs 4,999Annual fee
0Domestic lounge
Domestic lounge conditions
- This card does not offer airport lounge access. It offers golf privileges (4 rounds and 12 lessons annually) via Mastercard.
1.49%Forex markup
Best for
Indigo, Flights, Travel, UPI, Low Forex
Top rewards
IndiGo Flight Bookings: 6 IndiGo BluChips per INR 100 spent; Other Eligible Retail Spends: 3 IndiGo BluChips per INR 100 spent; UPI, Insurance, Utilities, Fuel, Rent, And Wallet Spends: 0.5 IndiGo BluChips per INR 100 spent
IndiGo ELITE Credit Card
Rs 4,999Annual fee
8Domestic lounge
Domestic lounge conditions
- 8 complimentary domestic airport lounge visits per calendar year (limited to 2 visits per quarter).
- Requires spends of ₹1 lakh in the preceding calendar quarter to unlock access.
- 6 complimentary international airport lounge visits per calendar year (limited to 2 visits per quarter).
1.99%Forex markup
Best for
Indigo, Flights, Travel, Lounge, Forex
Top rewards
IndiGo Flight Spends: 7 IndiGo BluChips / ₹100 spent; Hotel And Lodging Spends: 3 IndiGo BluChips / ₹100 spent; Other Eligible Spends: 2 IndiGo BluChips / ₹100 spent
| Feature | IndiGo Credit Card | IndiGo ELITE Credit Card |
|---|---|---|
| Issuer | IDFC FIRST Bank | SBI Card |
| Network | Mastercard, RuPay | Mastercard, RuPay |
| Joining fee | Rs 4,999 | Rs 4,999 |
| Annual fee | Rs 4,999 | Rs 4,999 |
| Reward type | Indigo Bluchips | Indigo Bluchips |
| Best for | Indigo, Flights, Travel, UPI, Low Forex | Indigo, Flights, Travel, Lounge, Forex |
| Top reward categories | IndiGo Flight Bookings: 6 IndiGo BluChips per INR 100 spent; Other Eligible Retail Spends: 3 IndiGo BluChips per INR 100 spent; UPI, Insurance, Utilities, Fuel, Rent, And Wallet Spends: 0.5 IndiGo BluChips per INR 100 spent | IndiGo Flight Spends: 7 IndiGo BluChips / ₹100 spent; Hotel And Lodging Spends: 3 IndiGo BluChips / ₹100 spent; Other Eligible Spends: 2 IndiGo BluChips / ₹100 spent |
| SmartBuy / accelerated caps | Not Listed | Not Listed |
| Domestic lounge | 0 | 8 |
| International lounge | 0 | 6 |
| Forex markup | 1.49% | 1.99% |
| Milestone benefits | Vouchers of 5,000 IndiGo BluChips at annual spending milestones of ₹2 Lakh, ₹5 Lakh, ₹8 Lakh, ₹10 Lakh and ₹12 Lakh (Up to 25,000 BluChips annually) | 6,000 IndiGo BluChips on annual spends of ₹3 lakh, 6,000 IndiGo BluChips on annual spends of ₹6 lakh, 6,000 IndiGo BluChips on annual spends of ₹9 lakh, 6,000 IndiGo BluChips on annual spends of ₹12 lakh |
| Redemption | Not Listed | Not Listed |
| Key exclusions | EMI transactions, Cash withdrawal / cash advance transactions | fuel, wallet loading, rent, education, cash withdrawal, cash advance |