IndiGo IDFC FIRST Credit Card
Rs 4,999Annual fee
0Domestic lounge
Domestic lounge conditions
- This card does not offer airport lounge access. It offers golf privileges (4 rounds and 12 lessons annually) via Mastercard.
1.49%Forex markup
Best for
indigo, flights, travel, upi, low forex
Top rewards
IndiGo flight bookings: 6 IndiGo BluChips per INR 100 spent; Other eligible retail spends: 3 IndiGo BluChips per INR 100 spent; UPI, insurance, utilities, fuel, rent, and wallet spends: 0.5 IndiGo BluChips per INR 100 spent
IndiGo Axis Bank Premium Credit Card
Rs 5,000Annual fee
8Domestic lounge
Domestic lounge conditions
- 8 complimentary domestic airport lounge visits per calendar year (limited to 2 visits per quarter).
- Requires spends of Rs 50,000 in the preceding 3 calendar months to unlock access (new cardholders are exempt for the month of card issuance and the next 3 calendar months).
- 2 complimentary international lounge visits per calendar year through Priority Pass.
2.5%Forex markup
Best for
indigo, flights, travel, hotels, lounge
Top rewards
IndiGo flight bookings: 7 IndiGo BluChips / Rs 100 spent; Grocery spends: 3 IndiGo BluChips / Rs 100 spent; Hotel bookings: 3 IndiGo BluChips / Rs 100 spent
| Feature | IndiGo IDFC FIRST Credit Card | IndiGo Axis Bank Premium Credit Card |
|---|---|---|
| Issuer | IDFC FIRST Bank | Axis Bank |
| Network | Mastercard, RuPay | Visa |
| Joining fee | Rs 4,999 | Rs 5,000 |
| Annual fee | Rs 4,999 | Rs 5,000 |
| Reward type | indigo bluchips | indigo bluchips |
| Best for | indigo, flights, travel, upi, low forex | indigo, flights, travel, hotels, lounge |
| Top reward categories | IndiGo flight bookings: 6 IndiGo BluChips per INR 100 spent; Other eligible retail spends: 3 IndiGo BluChips per INR 100 spent; UPI, insurance, utilities, fuel, rent, and wallet spends: 0.5 IndiGo BluChips per INR 100 spent | IndiGo flight bookings: 7 IndiGo BluChips / Rs 100 spent; Grocery spends: 3 IndiGo BluChips / Rs 100 spent; Hotel bookings: 3 IndiGo BluChips / Rs 100 spent |
| SmartBuy / accelerated caps | Not listed | Not listed |
| Domestic lounge | 0 | 8 |
| International lounge | 0 | 2 |
| Forex markup | 1.49% | 2.5% |
| Milestone benefits | Vouchers of 5,000 IndiGo BluChips at annual spending milestones of Rs 2 Lakh, Rs 5 Lakh, Rs 8 Lakh, Rs 10 Lakh and Rs 12 Lakh (Up to 25,000 BluChips annually) | Not listed |
| Redemption | Not listed | Not listed |
| Key exclusions | EMI transactions, Cash withdrawal / cash advance transactions | fuel, rent, wallet load, education payments via third-party apps, utilities, transactions excluded under IndiGo Axis Bank Premium Credit Card terms |