ICICI Bank HPCL Super Saver Credit Card
Rs 500Annual fee
Rs 1,50,000Fee waiver spend
4Domestic lounge
Domestic lounge conditions
- Complimentary domestic airport lounge access (1 visit per quarter) requires a minimum spend of Rs 75,000 in the previous calendar quarter.
3.5%Forex markup
Best for
fuel, hpcl, utility bills, departmental stores, movies
Top rewards
Fuel spends at HPCL outlets: 4% cashback; Utility, Departmental Store & Grocery spends: 20 Reward Points / Rs 100 spent; Other retail spends: 2 Reward Points / Rs 100 spent
HPCL ENERGIE BOBCARD
Rs 499Annual fee
Rs 50,000Fee waiver spend
4Domestic lounge
Domestic lounge conditions
- 4 complimentary domestic airport lounge visits per year, limited to 1 visit per quarter.
3.5%Forex markup
Best for
fuel, hpcl, grocery, utility bills, lounge
Top rewards
fuel: 24 Reward Points / ₹150; utility bills, grocery, departmental stores: 10 Reward Points / ₹150; retail: 2 Reward Points / ₹150
| Feature | ICICI Bank HPCL Super Saver Credit Card | HPCL ENERGIE BOBCARD |
|---|---|---|
| Issuer | ICICI Bank | Bank of Baroda |
| Network | Visa, RuPay | RuPay |
| Joining fee | Rs 500 | Rs 499 |
| Annual fee | Rs 500 | Rs 499 |
| Fee waiver spend | Rs 1,50,000 | Rs 50,000 |
| Reward type | cashback and reward points | reward points |
| Best for | fuel, hpcl, utility bills, departmental stores, movies | fuel, hpcl, grocery, utility bills, lounge |
| Top reward categories | Fuel spends at HPCL outlets: 4% cashback; Utility, Departmental Store & Grocery spends: 20 Reward Points / Rs 100 spent; Other retail spends: 2 Reward Points / Rs 100 spent | fuel: 24 Reward Points / ₹150; utility bills, grocery, departmental stores: 10 Reward Points / ₹150; retail: 2 Reward Points / ₹150 |
| SmartBuy / accelerated caps | Not listed | Not listed |
| Domestic lounge | 4 | 4 |
| International lounge | 0 | 0 |
| Forex markup | 3.5% | 3.5% |
| Milestone benefits | Not listed | 2,000 joining reward points on spending Rs 5,000 or more within 60 days, Renewal fee waiver on annual spends of Rs 50,000 |
| Redemption | Statement credit: upto Rs 0.25 per point | Statement credit: upto Rs 0.25 per point |
| Key exclusions | Rent payments, E-wallet loading transactions, Insurance payments, Government transactions, Tax payments, Education spends | fuel spends eligible for surcharge waiver do not earn reward points, HP Pay direct payment mode is not eligible for listed fuel savings, taxes and charges excluded as per BOBCARD terms |