Emeralde Private Metal Credit Card
Rs 12,499Annual fee
Rs 10,00,000Fee waiver spend
UnlimitedDomestic lounge
Domestic lounge conditions
- Unlimited domestic and international lounge access applies to both primary and add-on cardholders, with no spend-based criteria.
- Unlimited domestic and international lounge access applies to both primary and add-on cardholders, with no spend-based criteria.
- Complimentary Priority Pass membership for both the primary and Plus cardholder
- Comp Priority Pass is provided to primary and Plus cardholders; guest visits are charged at USD 27 plus GST.
2%Forex markup
Best for
Luxury, Travel, Lounge, Golf, Low Forex, Movies
Top rewards
Hotels Via IShop: 72 Reward Points / ₹200 spent (12X); Flights Via IShop: 36 Reward Points / ₹200 spent (6X); Utility Spends: 6 Reward Points / ₹200 spent
Tiger Credit Card
Rs 0Annual fee
8Domestic lounge
Domestic lounge conditions
- Priority Pass membership is complimentary ($99 value), but visits beyond the 2 complimentary visits are charged at standard rates.
1.5%Forex markup
Best for
Travel, Lounge, Golf, Movies, Low Forex
Top rewards
Utility, Insurance, Government, Education, Real Estate, And Rent Spends: 1 point per ₹100; Base Spends (up To ₹1L): 1 point per ₹100; Base Spends (₹1.01L - 2.5L): 2 points per ₹100
| Feature | Emeralde Private Metal Credit Card | Tiger Credit Card |
|---|---|---|
| Issuer | ICICI Bank | IndusInd Bank |
| Network | Visa | Visa |
| Joining fee | Rs 12,499 | Rs 0 |
| Annual fee | Rs 12,499 | Rs 0 |
| Fee waiver spend | Rs 10,00,000 | - |
| Reward type | Reward Points | Reward Points |
| Best for | Luxury, Travel, Lounge, Golf, Low Forex, Movies | Travel, Lounge, Golf, Movies, Low Forex |
| Top reward categories | Hotels Via IShop: 72 Reward Points / ₹200 spent (12X); Flights Via IShop: 36 Reward Points / ₹200 spent (6X); Utility Spends: 6 Reward Points / ₹200 spent | Utility, Insurance, Government, Education, Real Estate, And Rent Spends: 1 point per ₹100; Base Spends (up To ₹1L): 1 point per ₹100; Base Spends (₹1.01L - 2.5L): 2 points per ₹100 |
| SmartBuy / accelerated caps | Hotels Via IShop: Daily 10,000 Reward Points, Monthly 18,000 Reward Points; Flights Via IShop: Daily 10,000 Reward Points, Monthly 18,000 Reward Points | Not Listed |
| Domestic lounge | Unlimited | 8 |
| International lounge | Unlimited | 2 |
| Forex markup | 2% | 1.5% |
| Milestone benefits | EaseMyTrip air travel voucher worth ₹3,000 on reaching ₹4 lakh annual spend, Additional EaseMyTrip air travel voucher worth ₹3,000 on reaching ₹8 lakh annual spend | Not Listed |
| Redemption | SmartBuy travel: upto ₹ 1 per point; Air miles: upto ₹ 1 per point; Statement credit: upto ₹ 0.4 per point | Air miles: upto ₹ 1 per point; Statement credit: upto ₹ 0.4 per point |
| Key exclusions | fuel transactions, rent payments, government transactions and services, tax payments, e-wallet loading | fuel, cash advances |