ICICI Bank Coral Credit Card
Rs 500Annual fee
Rs 1,50,000Fee waiver spend
4Domestic lounge
Domestic lounge conditions
- One complimentary domestic airport lounge visit per quarter, subject to spending Rs 35,000 in the preceding calendar quarter
- Complimentary domestic airport lounge access (1 visit per quarter) requires a minimum spend of Rs 35,000 in the previous calendar quarter.
- Complimentary railway lounge access (1 visit per quarter) is unconditional (no spend criteria).
- One complimentary railway lounge visit per quarter
- Complimentary railway lounge access (1 visit per quarter) is unconditional (no spend criteria).
- One complimentary railway lounge visit per quarter
3.5%Forex markup
Best for
movies, railway lounge, fuel, entry level, rupay
Top rewards
Utility & Insurance spends: 1 Reward Point / Rs 100 spent; Other spends: 2 Reward Points / Rs 100 spent
ICICI Bank HPCL Super Saver Credit Card
Rs 500Annual fee
Rs 1,50,000Fee waiver spend
4Domestic lounge
Domestic lounge conditions
- Complimentary domestic airport lounge access (1 visit per quarter) requires a minimum spend of Rs 75,000 in the previous calendar quarter.
3.5%Forex markup
Best for
fuel, hpcl, utility bills, departmental stores, movies
Top rewards
Fuel spends at HPCL outlets: 4% cashback; Utility, Departmental Store & Grocery spends: 20 Reward Points / Rs 100 spent; Other retail spends: 2 Reward Points / Rs 100 spent
| Feature | ICICI Bank Coral Credit Card | ICICI Bank HPCL Super Saver Credit Card |
|---|---|---|
| Issuer | ICICI Bank | ICICI Bank |
| Network | Visa, Mastercard, American Express, RuPay | Visa, RuPay |
| Joining fee | Rs 500 | Rs 500 |
| Annual fee | Rs 500 | Rs 500 |
| Fee waiver spend | Rs 1,50,000 | Rs 1,50,000 |
| Reward type | reward points | cashback and reward points |
| Best for | movies, railway lounge, fuel, entry level, rupay | fuel, hpcl, utility bills, departmental stores, movies |
| Top reward categories | Utility & Insurance spends: 1 Reward Point / Rs 100 spent; Other spends: 2 Reward Points / Rs 100 spent | Fuel spends at HPCL outlets: 4% cashback; Utility, Departmental Store & Grocery spends: 20 Reward Points / Rs 100 spent; Other retail spends: 2 Reward Points / Rs 100 spent |
| SmartBuy / accelerated caps | Not listed | Not listed |
| Domestic lounge | 4 | 4 |
| International lounge | 0 | 0 |
| Forex markup | 3.5% | 3.5% |
| Milestone benefits | 2,000 reward points on spending Rs 2,00,000 and 1,000 reward points each time Rs 1,00,000 spend is crossed thereafter in an anniversary year, capped at 10,000 points per year | Not listed |
| Redemption | Air miles: upto Rs 0.1667 per point; Statement credit: upto Rs 0.25 per point | Statement credit: upto Rs 0.25 per point |
| Key exclusions | Fuel transactions, Rent payments, E-wallet loading transactions, Government transactions, Tax payments, EMI transactions | Rent payments, E-wallet loading transactions, Insurance payments, Government transactions, Tax payments, Education spends |