IndianOil Credit Card
Rs 500Annual fee
Rs 50,000Fee waiver spend
0Domestic lounge
3.5%Forex markup
Best for
Fuel, Groceries, Bill Payments
Top rewards
Fuel Spends At IndianOil Outlets: 5 Fuel Points / ₹100 spent; Grocery Spends: 5 Fuel Points / ₹100 spent; Utility & Bill Payments: 5 Fuel Points / ₹100 spent
INDIANOIL Credit Card
Rs 500Annual fee
Rs 3,50,000Fee waiver spend
0Domestic lounge
3.5%Forex markup
Best for
Fuel, Indianoil, Online Shopping, Movies, UPI
Top rewards
Fuel: 20 EDGE REWARD Points / ₹100 spent at IndianOil outlets; Online: 5 EDGE REWARD Points / ₹100 spent on online shopping; Base: 1 EDGE REWARD Point / ₹100 spent on other eligible retail spends
| Feature | IndianOil Credit Card | INDIANOIL Credit Card |
|---|---|---|
| Issuer | HDFC Bank | Axis Bank |
| Network | Visa, RuPay | RuPay, Visa |
| Joining fee | Rs 500 | Rs 500 |
| Annual fee | Rs 500 | Rs 500 |
| Fee waiver spend | Rs 50,000 | Rs 3,50,000 |
| Reward type | Fuel Points | EDGE Reward Points |
| Best for | Fuel, Groceries, Bill Payments | Fuel, Indianoil, Online Shopping, Movies, UPI |
| Top reward categories | Fuel Spends At IndianOil Outlets: 5 Fuel Points / ₹100 spent; Grocery Spends: 5 Fuel Points / ₹100 spent; Utility & Bill Payments: 5 Fuel Points / ₹100 spent | Fuel: 20 EDGE REWARD Points / ₹100 spent at IndianOil outlets; Online: 5 EDGE REWARD Points / ₹100 spent on online shopping; Base: 1 EDGE REWARD Point / ₹100 spent on other eligible retail spends |
| SmartBuy / accelerated caps | Not Listed | Not Listed |
| Domestic lounge | 0 | 0 |
| International lounge | 0 | 0 |
| Forex markup | 3.5% | 3.5% |
| Milestone benefits | Not Listed | Not Listed |
| Redemption | Statement credit: upto ₹ 0.2 per point | Statement credit: upto ₹ 0.2 per point |
| Key exclusions | fuel transactions at non-IndianOil petrol pumps, wallet loading, returned purchases, disputed or fraudulent transactions, EMI transactions, account fees and payments | Fuel spends at non-IOCL outlets, Rent payments, E-wallet loading transactions, Insurance premium payments, Utilities and telecom spends, Government services spends |