Federal Bank Imperio Credit Card
Rs 0Annual fee
8Domestic lounge
Domestic lounge conditions
- 2 complimentary domestic airport lounge visits per quarter (subject to minimum spend of Rs 40,000 in the preceding quarter).
3.5%Forex markup
Best for
grocery, healthcare, lounge, movies, lifetime free
Top rewards
Grocery spends: 3 Reward Points / Rs 100 spent; Healthcare spends: 3 Reward Points / Rs 100 spent; Utility spends: 2 Reward Points / Rs 100 spent
Federal Bank Celesta Credit Card
Rs 0Annual fee
8Domestic lounge
Domestic lounge conditions
- 2 complimentary domestic airport lounge visits per quarter (subject to minimum spend of Rs 60,000 in the preceding quarter).
- 2 complimentary international airport lounge visits per calendar year.
2%Forex markup
Best for
travel, lounge, dining, international, lifetime free, premium
Top rewards
Travel spends: 3 Reward Points / Rs 100 spent; International spends: 3 Reward Points / Rs 100 spent; Dining spends: 2 Reward Points / Rs 100 spent
| Feature | Federal Bank Imperio Credit Card | Federal Bank Celesta Credit Card |
|---|---|---|
| Issuer | Federal Bank | Federal Bank |
| Network | Mastercard | Mastercard |
| Joining fee | Rs 0 | Rs 0 |
| Annual fee | Rs 0 | Rs 0 |
| Reward type | reward points | reward points |
| Best for | grocery, healthcare, lounge, movies, lifetime free | travel, lounge, dining, international, lifetime free, premium |
| Top reward categories | Grocery spends: 3 Reward Points / Rs 100 spent; Healthcare spends: 3 Reward Points / Rs 100 spent; Utility spends: 2 Reward Points / Rs 100 spent | Travel spends: 3 Reward Points / Rs 100 spent; International spends: 3 Reward Points / Rs 100 spent; Dining spends: 2 Reward Points / Rs 100 spent |
| SmartBuy / accelerated caps | Not listed | Not listed |
| Domestic lounge | 8 | 8 |
| International lounge | 0 | 2 |
| Forex markup | 3.5% | 2% |
| Milestone benefits | Not listed | Not listed |
| Redemption | Air miles: upto Rs 0.1429 per point; Statement credit: upto Rs 0.25 per point | Air miles: upto Rs 0.1667 per point; Statement credit: upto Rs 0.25 per point |
| Key exclusions | Fuel transactions, Cash advance transactions, Rent payments, Wallet loading transactions, EMI transactions, Government transactions | Fuel transactions, Cash advance transactions, Rent payments, Wallet loading transactions, EMI transactions, Government transactions |