BPCL Credit Card
Rs 499Annual fee
Rs 50,000Fee waiver spend
0Domestic lounge
3.5%Forex markup
Best for
Cashback, Fuel, BPCL, Grocery, Dining, Low Fee
Top rewards
Fuel Spends At BPCL Petrol Pumps: 13 Reward Points / ₹100 spent; Grocery, Departmental Stores, Movies, And Dining Spends: 5 Reward Points / ₹100 spent; Other Eligible Spends: 1 Reward Point / ₹100 spent
Shaurya Credit Card
Rs 250Annual fee
Rs 50,000Fee waiver spend
0Domestic lounge
3.5%Forex markup
Best for
Defence, Csd, Grocery, Dining, Low Fee
Top rewards
Dining And Movie Spends: 5 Reward Points / ₹100 spent; CSD, Departmental Stores & Grocery Spends: 5 Reward Points / ₹100 spent; Other Eligible Retail Purchases: 1 Reward Point / ₹100 spent
| Feature | BPCL Credit Card | Shaurya Credit Card |
|---|---|---|
| Issuer | SBI Card | SBI Card |
| Network | Visa, RuPay | Visa, RuPay |
| Joining fee | Rs 499 | Rs 250 |
| Annual fee | Rs 499 | Rs 250 |
| Fee waiver spend | Rs 50,000 | Rs 50,000 |
| Reward type | Cashback And Reward Points | Reward Points |
| Best for | Cashback, Fuel, BPCL, Grocery, Dining, Low Fee | Defence, Csd, Grocery, Dining, Low Fee |
| Top reward categories | Fuel Spends At BPCL Petrol Pumps: 13 Reward Points / ₹100 spent; Grocery, Departmental Stores, Movies, And Dining Spends: 5 Reward Points / ₹100 spent; Other Eligible Spends: 1 Reward Point / ₹100 spent | Dining And Movie Spends: 5 Reward Points / ₹100 spent; CSD, Departmental Stores & Grocery Spends: 5 Reward Points / ₹100 spent; Other Eligible Retail Purchases: 1 Reward Point / ₹100 spent |
| SmartBuy / accelerated caps | Not Listed | Not Listed |
| Domestic lounge | 0 | 0 |
| International lounge | 0 | 0 |
| Forex markup | 3.5% | 3.5% |
| Milestone benefits | Not Listed | Not Listed |
| Redemption | Statement credit: upto ₹ 0.25 per point | Statement credit: upto ₹ 0.25 per point |
| Key exclusions | cash withdrawal, balance transfer, fuel spends outside eligible BPCL reward construct, transactions excluded under BPCL SBI Card terms | fuel spends, cash advances, balance transfers, wallet loading transactions, rent payments, government services spends |