Snapdeal BOBCARD
Rs 249Annual fee
0Domestic lounge
3.5%Forex markup
Best for
snapdeal, online, grocery, departmental stores, cashback
Top rewards
Snapdeal platform spends: 20 reward points per Rs 100 (5% cashback); Online shopping, grocery, and departmental store spends: 10 reward points per Rs 100 (2.5% cashback); All other eligible spends (including UPI): 4 reward points per Rs 100 (1% cashback)
BOBCARD EASY
Rs 500Annual fee
Rs 35,000Fee waiver spend
0Domestic lounge
3.5%Forex markup
Best for
movies, grocery, departmental stores, low fee
Top rewards
Movies, grocery, and departmental store spends: 5 reward points per Rs 100; All other eligible spends: 1 reward point per Rs 100
| Feature | Snapdeal BOBCARD | BOBCARD EASY |
|---|---|---|
| Issuer | Bank of Baroda | Bank of Baroda |
| Network | RuPay | Visa |
| Joining fee | Rs 249 | Rs 500 |
| Annual fee | Rs 249 | Rs 500 |
| Fee waiver spend | - | Rs 35,000 |
| Reward type | cashback | reward points |
| Best for | snapdeal, online, grocery, departmental stores, cashback | movies, grocery, departmental stores, low fee |
| Top reward categories | Snapdeal platform spends: 20 reward points per Rs 100 (5% cashback); Online shopping, grocery, and departmental store spends: 10 reward points per Rs 100 (2.5% cashback); All other eligible spends (including UPI): 4 reward points per Rs 100 (1% cashback) | Movies, grocery, and departmental store spends: 5 reward points per Rs 100; All other eligible spends: 1 reward point per Rs 100 |
| SmartBuy / accelerated caps | Not listed | Not listed |
| Domestic lounge | 0 | 0 |
| International lounge | 0 | 0 |
| Forex markup | 3.5% | 3.5% |
| Milestone benefits | 500 bonus reward points on spending Rs 5,000 or more within first 60 days of card issuance, Snapdeal vouchers worth up to Rs 500 on performing a transaction within first 30 days of issuance | First year fee reversal on spending Rs 6,000 within first 60 days, Annual fee waiver on spending Rs 35,000 in a year |
| Redemption | Statement credit: upto Rs 0.25 per point | Statement credit: upto Rs 0.2 per point |
| Key exclusions | Fuel transactions, Cash advance / cash withdrawal transactions, EMI transactions, Fees and charges (joining fee, annual fee, finance charges, and other levied charges) | fuel transactions do not earn reward points, accelerated reward points are subject to monthly cap of 1,000 points, taxes and charges excluded as per BOBCARD terms |