Snapdeal Credit Card
Rs 249Annual fee
0Domestic lounge
3.5%Forex markup
Best for
Snapdeal, Online, Grocery, Departmental Stores, Cashback
Top rewards
Snapdeal Platform Spends: 20 reward points per ₹100 (5% cashback); Online Shopping, Grocery, And Departmental Store Spends: 10 reward points per ₹100 (2.5% cashback); All Other Eligible Spends (including UPI): 4 reward points per ₹100 (1% cashback)
EASY Credit Card
Rs 500Annual fee
Rs 35,000Fee waiver spend
0Domestic lounge
3.5%Forex markup
Best for
Movies, Grocery, Departmental Stores, Low Fee
Top rewards
Movies, Grocery, And Departmental Store Spends: 5 reward points per ₹100; All Other Eligible Spends: 1 reward point per ₹100
| Feature | Snapdeal Credit Card | EASY Credit Card |
|---|---|---|
| Issuer | Bank of Baroda | Bank of Baroda |
| Network | RuPay | Visa |
| Joining fee | Rs 249 | Rs 500 |
| Annual fee | Rs 249 | Rs 500 |
| Fee waiver spend | - | Rs 35,000 |
| Reward type | Cashback | Reward Points |
| Best for | Snapdeal, Online, Grocery, Departmental Stores, Cashback | Movies, Grocery, Departmental Stores, Low Fee |
| Top reward categories | Snapdeal Platform Spends: 20 reward points per ₹100 (5% cashback); Online Shopping, Grocery, And Departmental Store Spends: 10 reward points per ₹100 (2.5% cashback); All Other Eligible Spends (including UPI): 4 reward points per ₹100 (1% cashback) | Movies, Grocery, And Departmental Store Spends: 5 reward points per ₹100; All Other Eligible Spends: 1 reward point per ₹100 |
| SmartBuy / accelerated caps | Not Listed | Not Listed |
| Domestic lounge | 0 | 0 |
| International lounge | 0 | 0 |
| Forex markup | 3.5% | 3.5% |
| Milestone benefits | 500 bonus reward points on spending ₹5,000 or more within first 60 days of card issuance, Snapdeal vouchers worth up to ₹500 on performing a transaction within first 30 days of issuance | First year fee reversal on spending ₹6,000 within first 60 days, Annual fee waiver on spending ₹35,000 in a year |
| Redemption | Statement credit: upto ₹ 0.25 per point | Statement credit: upto ₹ 0.2 per point |
| Key exclusions | Fuel transactions, Cash advance / cash withdrawal transactions, EMI transactions, Fees and charges (joining fee, annual fee, finance charges, and other levied charges) | fuel transactions do not earn reward points, accelerated reward points are subject to monthly cap of 1,000 points, taxes and charges excluded as per BOBCARD terms |