BOBCARD PREMIER
Rs 1,000Annual fee
Rs 1,20,000Fee waiver spend
4Domestic lounge
3.5%Forex markup
Best for
travel, dining, international spends, lounge
Top rewards
Travel, dining, and abroad (international) spends: 10 Reward Points / Rs 100; Other eligible spends: 2 Reward Points / Rs 100
RBL Bank Icon Credit Card
Rs 5,000Annual fee
8Domestic lounge
Domestic lounge conditions
- 2 complimentary visits per quarter, unlocked by spending ₹35,000 or more in the previous calendar quarter
2%Forex markup
Best for
dining, travel, lounge, golf
Top rewards
Dining spends on weekends: 20 Reward Points / Rs 100 spent; International spends: 20 Reward Points / Rs 100 spent; Other eligible retail spends (including weekday dining): 2 Reward Points / Rs 100 spent
| Feature | BOBCARD PREMIER | RBL Bank Icon Credit Card |
|---|---|---|
| Issuer | Bank of Baroda | RBL Bank |
| Network | Visa | Visa |
| Joining fee | Rs 1,000 | Rs 5,000 |
| Annual fee | Rs 1,000 | Rs 5,000 |
| Fee waiver spend | Rs 1,20,000 | - |
| Reward type | reward points | reward points |
| Best for | travel, dining, international spends, lounge | dining, travel, lounge, golf |
| Top reward categories | Travel, dining, and abroad (international) spends: 10 Reward Points / Rs 100; Other eligible spends: 2 Reward Points / Rs 100 | Dining spends on weekends: 20 Reward Points / Rs 100 spent; International spends: 20 Reward Points / Rs 100 spent; Other eligible retail spends (including weekday dining): 2 Reward Points / Rs 100 spent |
| SmartBuy / accelerated caps | Not listed | Not listed |
| Domestic lounge | 4 | 8 |
| International lounge | 0 | 0 |
| Forex markup | 3.5% | 2% |
| Milestone benefits | First year fee reversal on spending Rs 10,000 within first 60 days, Annual fee waiver on spending Rs 1,20,000 in a year | Earn 10,000 bonus reward points on annual spends of ₹3 Lakhs, Earn additional 15,000 bonus points on annual spends of ₹5 Lakhs, Earn additional 20,000 bonus points on annual spends of ₹8 Lakhs |
| Redemption | Statement credit: upto Rs 0.25 per point | Not listed |
| Key exclusions | fuel transactions do not earn reward points, accelerated reward points are subject to monthly cap, taxes and charges excluded as per BOBCARD terms | Fuel transactions, Utility bill payments, Insurance spends, Rent and real estate payments, Education payments, Wallet loading |