EASY Credit Card
Rs 500Annual fee
Rs 35,000Fee waiver spend
0Domestic lounge
3.5%Forex markup
Best for
Movies, Grocery, Departmental Stores, Low Fee
Top rewards
Movies, Grocery, And Departmental Store Spends: 5 reward points per ₹100; All Other Eligible Spends: 1 reward point per ₹100
BPCL Credit Card
Rs 499Annual fee
Rs 50,000Fee waiver spend
0Domestic lounge
3.5%Forex markup
Best for
Cashback, Fuel, BPCL, Grocery, Dining, Low Fee
Top rewards
Fuel Spends At BPCL Petrol Pumps: 13 Reward Points / ₹100 spent; Grocery, Departmental Stores, Movies, And Dining Spends: 5 Reward Points / ₹100 spent; Other Eligible Spends: 1 Reward Point / ₹100 spent
| Feature | EASY Credit Card | BPCL Credit Card |
|---|---|---|
| Issuer | Bank of Baroda | SBI Card |
| Network | Visa | Visa, RuPay |
| Joining fee | Rs 500 | Rs 499 |
| Annual fee | Rs 500 | Rs 499 |
| Fee waiver spend | Rs 35,000 | Rs 50,000 |
| Reward type | Reward Points | Cashback And Reward Points |
| Best for | Movies, Grocery, Departmental Stores, Low Fee | Cashback, Fuel, BPCL, Grocery, Dining, Low Fee |
| Top reward categories | Movies, Grocery, And Departmental Store Spends: 5 reward points per ₹100; All Other Eligible Spends: 1 reward point per ₹100 | Fuel Spends At BPCL Petrol Pumps: 13 Reward Points / ₹100 spent; Grocery, Departmental Stores, Movies, And Dining Spends: 5 Reward Points / ₹100 spent; Other Eligible Spends: 1 Reward Point / ₹100 spent |
| SmartBuy / accelerated caps | Not Listed | Not Listed |
| Domestic lounge | 0 | 0 |
| International lounge | 0 | 0 |
| Forex markup | 3.5% | 3.5% |
| Milestone benefits | First year fee reversal on spending ₹6,000 within first 60 days, Annual fee waiver on spending ₹35,000 in a year | Not Listed |
| Redemption | Statement credit: upto ₹ 0.2 per point | Statement credit: upto ₹ 0.25 per point |
| Key exclusions | fuel transactions do not earn reward points, accelerated reward points are subject to monthly cap of 1,000 points, taxes and charges excluded as per BOBCARD terms | cash withdrawal, balance transfer, fuel spends outside eligible BPCL reward construct, transactions excluded under BPCL SBI Card terms |