BOBCARD EASY
Rs 500Annual fee
Rs 35,000Fee waiver spend
0Domestic lounge
3.5%Forex markup
Best for
movies, grocery, departmental stores, low fee
Top rewards
Movies, grocery, and departmental store spends: 5 reward points per Rs 100; All other eligible spends: 1 reward point per Rs 100
BPCL SBI Card
Rs 499Annual fee
Rs 50,000Fee waiver spend
0Domestic lounge
3.5%Forex markup
Best for
fuel, bpcl, grocery, dining, low fee
Top rewards
Fuel spends at BPCL petrol pumps: 13 Reward Points / Rs 100 spent; Grocery, departmental stores, movies, and dining spends: 5 Reward Points / Rs 100 spent; Other eligible spends: 1 Reward Point / Rs 100 spent
| Feature | BOBCARD EASY | BPCL SBI Card |
|---|---|---|
| Issuer | Bank of Baroda | SBI Card |
| Network | Visa | Visa, RuPay |
| Joining fee | Rs 500 | Rs 499 |
| Annual fee | Rs 500 | Rs 499 |
| Fee waiver spend | Rs 35,000 | Rs 50,000 |
| Reward type | reward points | reward points |
| Best for | movies, grocery, departmental stores, low fee | fuel, bpcl, grocery, dining, low fee |
| Top reward categories | Movies, grocery, and departmental store spends: 5 reward points per Rs 100; All other eligible spends: 1 reward point per Rs 100 | Fuel spends at BPCL petrol pumps: 13 Reward Points / Rs 100 spent; Grocery, departmental stores, movies, and dining spends: 5 Reward Points / Rs 100 spent; Other eligible spends: 1 Reward Point / Rs 100 spent |
| SmartBuy / accelerated caps | Not listed | Not listed |
| Domestic lounge | 0 | 0 |
| International lounge | 0 | 0 |
| Forex markup | 3.5% | 3.5% |
| Milestone benefits | First year fee reversal on spending Rs 6,000 within first 60 days, Annual fee waiver on spending Rs 35,000 in a year | Not listed |
| Redemption | Statement credit: upto Rs 0.2 per point | Statement credit: upto Rs 0.25 per point |
| Key exclusions | fuel transactions do not earn reward points, accelerated reward points are subject to monthly cap of 1,000 points, taxes and charges excluded as per BOBCARD terms | cash withdrawal, balance transfer, fuel spends outside eligible BPCL reward construct, transactions excluded under BPCL SBI Card terms |