Samsung Signature Credit Card
Rs 500Annual fee
Rs 2,00,000Fee waiver spend
4Domestic lounge
3.5%Forex markup
Best for
Samsung, Cashback, Shopping, Preferred Partners, Lounge
Top rewards
Samsung Purchases (eligible Online & Offline Channels): 10% Cashback on Samsung purchases (up to ₹2,500/month); Preferred Partners (BigBasket, Myntra, Tata 1mg, Urban Company, Zomato): 10 EDGE REWARD Points / ₹100 spent (2.0% return value); Other Eligible Retail Spends: 5 EDGE REWARD Points / ₹100 spent (1.0% return value)
IndianOil Premium Credit Card
Rs 1,000Annual fee
Rs 1,00,000Fee waiver spend
8Domestic lounge
Domestic lounge conditions
- Complimentary domestic lounge access, illustrated by Axis as 2 visits per quarter
3.5%Forex markup
Best for
Fuel, Indianoil, Grocery, Zomato, Lounge
Top rewards
IndianOil Fuel Outlets (up To ₹15,000 Spend/Month): 6 EDGE Miles / ₹150 spent at IndianOil outlets; Grocery And Supermarket Spends (up To ₹5,000 Spend/Month): 2 EDGE Miles / ₹150 spent on grocery and supermarket; Other Eligible Retail Spends: 1 EDGE Mile / ₹150 spent on other eligible spends
| Feature | Samsung Signature Credit Card | IndianOil Premium Credit Card |
|---|---|---|
| Issuer | Axis Bank | Axis Bank |
| Network | Visa | Mastercard |
| Joining fee | Rs 500 | Rs 1,000 |
| Annual fee | Rs 500 | Rs 1,000 |
| Fee waiver spend | Rs 2,00,000 | Rs 1,00,000 |
| Reward type | Cashback And EDGE Reward Points | EDGE Miles |
| Best for | Samsung, Cashback, Shopping, Preferred Partners, Lounge | Fuel, Indianoil, Grocery, Zomato, Lounge |
| Top reward categories | Samsung Purchases (eligible Online & Offline Channels): 10% Cashback on Samsung purchases (up to ₹2,500/month); Preferred Partners (BigBasket, Myntra, Tata 1mg, Urban Company, Zomato): 10 EDGE REWARD Points / ₹100 spent (2.0% return value); Other Eligible Retail Spends: 5 EDGE REWARD Points / ₹100 spent (1.0% return value) | IndianOil Fuel Outlets (up To ₹15,000 Spend/Month): 6 EDGE Miles / ₹150 spent at IndianOil outlets; Grocery And Supermarket Spends (up To ₹5,000 Spend/Month): 2 EDGE Miles / ₹150 spent on grocery and supermarket; Other Eligible Retail Spends: 1 EDGE Mile / ₹150 spent on other eligible spends |
| SmartBuy / accelerated caps | Not Listed | Not Listed |
| Domestic lounge | 4 | 8 |
| International lounge | 0 | 0 |
| Forex markup | 3.5% | 3.5% |
| Milestone benefits | Not Listed | Annual fee waived on spends of ₹1,00,000 and above in a card anniversary year (excluding wallet, rent, and insurance spends) |
| Redemption | Air miles: upto ₹ 0.1 per point; Statement credit: upto ₹ 0.2 per point | Air miles: upto ₹ 0.5 per point; Statement credit: upto ₹ 0.333 per point |
| Key exclusions | Fuel transactions, Rent payments, E-wallet loading transactions, Insurance premium payments, Utilities and telecom spends, Government services spends | Fuel transaction charges outside surcharge waiver terms, Rent payments, E-wallet loading transactions, Insurance premium payments, Utilities and telecom spends, Government services spends |