Samsung Axis Bank Signature Credit Card
Rs 500Annual fee
Rs 2,00,000Fee waiver spend
4Domestic lounge
3.5%Forex markup
Best for
samsung, cashback, shopping, preferred partners, lounge
Top rewards
Samsung purchases (eligible online & offline channels): 10% Cashback on Samsung purchases (up to Rs 2,500/month); Preferred partners (BigBasket, Myntra, Tata 1mg, Urban Company, Zomato): 10 EDGE REWARD Points / Rs 100 spent (2.0% return value); Other eligible retail spends: 5 EDGE REWARD Points / Rs 100 spent (1.0% return value)
IndianOil Axis Bank Premium Credit Card
Rs 1,000Annual fee
Rs 1,00,000Fee waiver spend
8Domestic lounge
Domestic lounge conditions
- Complimentary domestic lounge access, illustrated by Axis as 2 visits per quarter
3.5%Forex markup
Best for
fuel, indianoil, grocery, zomato, lounge
Top rewards
IndianOil fuel outlets (up to Rs 15,000 spend/month): 6 EDGE Miles / Rs 150 spent at IndianOil outlets; Grocery and supermarket spends (up to Rs 5,000 spend/month): 2 EDGE Miles / Rs 150 spent on grocery and supermarket; Other eligible retail spends: 1 EDGE Mile / Rs 150 spent on other eligible spends
| Feature | Samsung Axis Bank Signature Credit Card | IndianOil Axis Bank Premium Credit Card |
|---|---|---|
| Issuer | Axis Bank | Axis Bank |
| Network | Visa | Mastercard |
| Joining fee | Rs 500 | Rs 1,000 |
| Annual fee | Rs 500 | Rs 1,000 |
| Fee waiver spend | Rs 2,00,000 | Rs 1,00,000 |
| Reward type | cashback and edge reward points | edge miles |
| Best for | samsung, cashback, shopping, preferred partners, lounge | fuel, indianoil, grocery, zomato, lounge |
| Top reward categories | Samsung purchases (eligible online & offline channels): 10% Cashback on Samsung purchases (up to Rs 2,500/month); Preferred partners (BigBasket, Myntra, Tata 1mg, Urban Company, Zomato): 10 EDGE REWARD Points / Rs 100 spent (2.0% return value); Other eligible retail spends: 5 EDGE REWARD Points / Rs 100 spent (1.0% return value) | IndianOil fuel outlets (up to Rs 15,000 spend/month): 6 EDGE Miles / Rs 150 spent at IndianOil outlets; Grocery and supermarket spends (up to Rs 5,000 spend/month): 2 EDGE Miles / Rs 150 spent on grocery and supermarket; Other eligible retail spends: 1 EDGE Mile / Rs 150 spent on other eligible spends |
| SmartBuy / accelerated caps | Not listed | Not listed |
| Domestic lounge | 4 | 8 |
| International lounge | 0 | 0 |
| Forex markup | 3.5% | 3.5% |
| Milestone benefits | Not listed | Annual fee waived on spends of Rs 1,00,000 and above in a card anniversary year (excluding wallet, rent, and insurance spends) |
| Redemption | Air miles: upto Rs 0.1 per point; Statement credit: upto Rs 0.2 per point | Air miles: upto Rs 0.5 per point; Statement credit: upto Rs 0.333 per point |
| Key exclusions | Fuel transactions, Rent payments, E-wallet loading transactions, Insurance premium payments, Utilities and telecom spends, Government services spends | Fuel transaction charges outside surcharge waiver terms, Rent payments, E-wallet loading transactions, Insurance premium payments, Utilities and telecom spends, Government services spends |