SimplifyCards take:A good fit if you want a card built for samsung, shopping, and preferred partners, and you want your rewards as simple, no-tracking cashback
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Best for simple cashbackBest for
10% Cashback on Samsung purchases (up to ₹2,500/month) on samsung purchases (eligible online & offline channels), auto-credited with no points to manage
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Avoid for heavy international useWatch out
A 3.5% forex markup is on the higher side for overseas spends
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Good fit if you want a card built for samsung, shopping, and preferred partners, and you want your rewards as simple, no-tracking cashbackBottom line
It combines complimentary airport lounge access and accelerated rewards on samsung purchases (eligible online & offline channels)
Estimate your Cashback And EDGE Reward Points
Adjust your monthly spend to see the card's estimated annual value
How the card works
Cashback And EDGE Reward Points rates
| Category | Rate | Monthly cap |
|---|---|---|
| Samsung Purchases (eligible Online & Offline Channels) | 10% Cashback on Samsung purchases (up to ₹2,500/month) | 2,500 Cashback And EDGE Reward Points |
| Preferred Partners (BigBasket, Myntra, Tata 1mg, Urban Company, Zomato) | 10 EDGE REWARD Points / ₹100 spent (2.0% return value) | - |
| Other Eligible Retail Spends | 5 EDGE REWARD Points / ₹100 spent (1.0% return value) | - |
Redemption
Statement balanceupto ₹ 0.2 per point
Airmile transferupto 0.1 airmile per point
| Airline | Programme | Ratio | Group | Annual cap |
|---|---|---|---|---|
| airasia | airasia rewards | 10:1 | Group B | 4,00,000 Cashback And EDGE Reward Points |
| Air Canada | Aeroplan | 20:1 | Group A | 1,00,000 Cashback And EDGE Reward Points |
| Air France-KLM | Flying Blue | 20:1 | Group B | 4,00,000 Cashback And EDGE Reward Points |
| Air India | Maharaja Club | 20:1 | Group B | 4,00,000 Cashback And EDGE Reward Points |
| British Airways | The British Airways Club | 10:1 | Group A | 1,00,000 Cashback And EDGE Reward Points |
| Ethiopian Airlines | ShebaMiles | 20:1 | Group A | 1,00,000 Cashback And EDGE Reward Points |
| Etihad Airways | Etihad Guest | 20:1 | Group A | 1,00,000 Cashback And EDGE Reward Points |
| Finnair | Finnair Plus | 10:1 | Group A | 1,00,000 Cashback And EDGE Reward Points |
| Qatar Airways | Privilege Club | 10:1 | Group A | 1,00,000 Cashback And EDGE Reward Points |
| Japan Airlines | JAL Mileage Bank | 20:1 | Group A | 1,00,000 Cashback And EDGE Reward Points |
| Qantas | Qantas Frequent Flyer | 20:1 | Group B | 4,00,000 Cashback And EDGE Reward Points |
| Singapore Airlines | KrisFlyer | 20:1 | Group A | 1,00,000 Cashback And EDGE Reward Points |
| SpiceJet | SpiceClub | 10:1 | Group B | 4,00,000 Cashback And EDGE Reward Points |
| Thai Airways | Royal Orchid Plus | 20:1 | Group A | 1,00,000 Cashback And EDGE Reward Points |
| Turkish Airlines | Miles&Smiles | 20:1 | Group A | 1,00,000 Cashback And EDGE Reward Points |
| United Airlines | MileagePlus | 20:1 | Group A | 1,00,000 Cashback And EDGE Reward Points |
| Vietnam Airlines | Lotusmiles | 10:1 | Group A | 1,00,000 Cashback And EDGE Reward Points |
| Hotel group | Programme | Ratio | Group | Annual cap |
|---|---|---|---|---|
| IHG Hotels & Resorts | IHG One Rewards | 20:1 | Group B | 4,00,000 Cashback And EDGE Reward Points |
| ITC Hotels | Club ITC | 10:1 | Group B | 4,00,000 Cashback And EDGE Reward Points |
| Orchid Hotels | Orchid Rewards | 20:1 | Group B | 4,00,000 Cashback And EDGE Reward Points |
| The Postcard Hotel | The Postcard Sunshine Club | 20:1 | Group B | 4,00,000 Cashback And EDGE Reward Points |
| Radisson Hotels | Radisson Rewards | 20:1 | Group B | 4,00,000 Cashback And EDGE Reward Points |
| Wyndham Hotels & Resorts | Wyndham Rewards | 20:1 | Group B | 4,00,000 Cashback And EDGE Reward Points |
Important conditions
1
Domestic lounge4 visits per year
2
Fee waiverRenewal fee waived on annual spends of ₹ 2 lakh
Benefits and fine print
Welcome, renewal, and other listed benefits
Joining benefits
- 2,500 EDGE REWARD Points on completing 3 transactions within 30 days of card issuance
Additional benefits
- 1% fuel surcharge waiver on transactions from ₹400 to ₹4,000, capped at ₹500 per statement
- Dining Delights offer of 15% off up to ₹500 once per month at participating restaurants
- Convert transactions of ₹2,500 or more into EMI
Additional details
- Travel EDGE transfers for Other cards are capped at 5,00,000 EDGE REWARD Points per customer ID per calendar year, including up to 1,00,000 to Group A partners and 4,00,000 to Group B partners
- Minimum 300 EDGE REWARD Points are required per partner-transfer request
Latest Updates
Recent changes to this card
Axis Bank revised DCC markup and gift card rewards28 Aug 2026
- Effective 28 August 2026, Axis Bank has increased the Dynamic Currency Conversion (DCC) markup to 3.5% for most Axis credit cards
- Additionally, gift card purchases are excluded from earning reward points/cashback and no longer count towards spend-based fee waivers or milestone benefits
- Tolls and FASTag spends will also cease earning rewards
Eligibility
Check this before you apply
Salaried
- Age: 18 to 70 years
- Minimum Net Monthly Salary: ₹25,000
- Resident of India
Self-employed
- Age: 18 to 70 years
- Minimum Annual Income (ITR): ₹3,50,000
- Resident of India
Exclusions
Spending that does not earn cashback and edge reward points
- Fuel transactions
- Rent payments
- E-wallet loading transactions
- Insurance premium payments
- Utilities and telecom spends
- Government services spends
- Educational institution payments
- Purchase of gold or jewellery
- Online skill-based gaming spends
- Transactions excluded under Samsung Axis Bank Signature Credit Card terms
- Gift cards
- Tolls and FASTag
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