Miles and More Credit Card
Rs 3,500Annual fee
16Domestic lounge
Domestic lounge conditions
- Complimentary domestic lounge access (4 visits/quarter) requires spends of ₹50,000 in the previous 3 calendar months. New cardholders are exempt from this criteria for the month of card issuance and the next 3 calendar months.
3.5%Forex markup
Best for
Miles, Lufthansa, Star Alliance, Travel, Lounge
Top rewards
All Eligible Spends: 4 Award Miles / ₹200 spent
IndiGo Premium Credit Card
Rs 5,000Annual fee
8Domestic lounge
Domestic lounge conditions
- 8 complimentary domestic airport lounge visits per calendar year (limited to 2 visits per quarter).
- Requires spends of ₹50,000 in the preceding 3 calendar months to unlock access (new cardholders are exempt for the month of card issuance and the next 3 calendar months).
- 2 complimentary international lounge visits per calendar year through Priority Pass.
2.5%Forex markup
Best for
Indigo, Flights, Travel, Hotels, Lounge
Top rewards
IndiGo Flight Bookings: 7 IndiGo BluChips / ₹100 spent; Grocery Spends: 3 IndiGo BluChips / ₹100 spent; Hotel Bookings: 3 IndiGo BluChips / ₹100 spent
| Feature | Miles and More Credit Card | IndiGo Premium Credit Card |
|---|---|---|
| Issuer | Axis Bank | Axis Bank |
| Network | Mastercard | Visa |
| Joining fee | Rs 3,500 | Rs 5,000 |
| Annual fee | Rs 3,500 | Rs 5,000 |
| Reward type | Miles And More Award Miles | Indigo Bluchips |
| Best for | Miles, Lufthansa, Star Alliance, Travel, Lounge | Indigo, Flights, Travel, Hotels, Lounge |
| Top reward categories | All Eligible Spends: 4 Award Miles / ₹200 spent | IndiGo Flight Bookings: 7 IndiGo BluChips / ₹100 spent; Grocery Spends: 3 IndiGo BluChips / ₹100 spent; Hotel Bookings: 3 IndiGo BluChips / ₹100 spent |
| SmartBuy / accelerated caps | Not Listed | Not Listed |
| Domestic lounge | 16 | 8 |
| International lounge | 2 | 2 |
| Forex markup | 3.5% | 2.5% |
| Milestone benefits | Not Listed | Not Listed |
| Redemption | Air miles: upto ₹ 0.7 per point | Not Listed |
| Key exclusions | Fuel transactions, Rent payments, E-wallet loading transactions, Insurance premium payments, Utilities and telecom spends, Government services spends | fuel, rent, wallet load, education payments via third-party apps, utilities, transactions excluded under IndiGo Axis Bank Premium Credit Card terms |