Axis Bank
Miles and More Credit Card
SimplifyCards take:A good fit if you want a card built for miles, lufthansa, and star alliance
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Best for airport lounge accessBest for
18 complimentary lounge visits a year across domestic and international
!
Avoid for heavy international useWatch out
A 3.5% forex markup is on the higher side for overseas spends
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Good fit if you want a card built for miles, lufthansa, and star allianceBottom line
It offers complimentary airport lounge access
Estimate your Miles And More Award Miles
Adjust your monthly spend to see the card's estimated annual value
How the card works
Miles And More Award Miles rates
| Category | Rate |
|---|---|
| All Eligible Spends | 4 Award Miles / ₹200 spent |
Redemption
Airmile transferupto 0.7 airmile per point
Important conditions
1
Domestic lounge16 visits per year
- Complimentary domestic lounge access (4 visits/quarter) requires spends of ₹50,000 in the previous 3 calendar months. New cardholders are exempt from this criteria for the month of card issuance and the next 3 calendar months
2
International lounge2 visits per year
Benefits and fine print
Welcome, renewal, and other listed benefits
Joining benefits
- 5,000 welcome Award Miles upon first transaction within 30 days of card activation
Renewal benefits
- 3,000 annual renewal bonus Award Miles upon payment of the annual fee
Additional benefits
- Award Miles do not expire as long as the card account remains active
- 1% fuel surcharge waiver on transactions between ₹400 and ₹4,000, capped at ₹400 per billing cycle
- Complimentary Dining Delights program benefits at participating restaurants
Additional details
- Award Miles can be redeemed for flight bookings and upgrades on Lufthansa, Swiss, Austrian, Brussels Airlines, Eurowings, and all Star Alliance partner airlines
- Miles can also be redeemed for hotel reservations, car rentals, merchandise on the Lufthansa Worldshop, or charitable donations via the Miles & More portal
Latest Updates
Recent changes to this card
Axis Bank revised DCC markup and gift card rewards28 Aug 2026
- Effective 28 August 2026, Axis Bank has increased the Dynamic Currency Conversion (DCC) markup to 3.5% for most Axis credit cards
- Additionally, gift card purchases are excluded from earning reward points/cashback and no longer count towards spend-based fee waivers or milestone benefits
- Tolls and FASTag spends will also cease earning rewards
Eligibility
Check this before you apply
Salaried
- Age: 18 to 70 years
- Resident of India or NRI
Self-employed
- Age: 18 to 70 years
- Resident of India or NRI
Exclusions
Spending that does not earn miles and more award miles
- Fuel transactions
- Rent payments
- E-wallet loading transactions
- Insurance premium payments
- Utilities and telecom spends
- Government services spends
- Purchase of gold or jewellery
- Cash withdrawals
- EMI transactions
- Gift cards
- Tolls and FASTag
Compare before you decide
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