Miles and More Axis Bank Credit Card
Rs 3,500Annual fee
16Domestic lounge
Domestic lounge conditions
- Complimentary domestic lounge access (4 visits/quarter) requires spends of Rs 50,000 in the previous 3 calendar months. New cardholders are exempt from this criteria for the month of card issuance and the next 3 calendar months.
3.5%Forex markup
Best for
miles, lufthansa, star alliance, travel, lounge
Top rewards
All eligible spends: 4 Award Miles / Rs 200 spent
HORIZON Credit Card
Rs 3,000Annual fee
8Domestic lounge
Domestic lounge conditions
- 2 complimentary domestic lounge visits per quarter (8 per year)
- 2 complimentary international lounge visits per quarter (8 per year)
3.5%Forex markup
Best for
travel, airlines, travel edge, lounge, miles
Top rewards
Travel EDGE and airline websites: 5 EDGE Miles / Rs 100 spent on Travel EDGE and airline websites; Other eligible retail spends: 2 EDGE Miles / Rs 100 spent
| Feature | Miles and More Axis Bank Credit Card | HORIZON Credit Card |
|---|---|---|
| Issuer | Axis Bank | Axis Bank |
| Network | Mastercard | Visa |
| Joining fee | Rs 3,500 | Rs 3,000 |
| Annual fee | Rs 3,500 | Rs 3,000 |
| Reward type | miles and more award miles | edge miles |
| Best for | miles, lufthansa, star alliance, travel, lounge | travel, airlines, travel edge, lounge, miles |
| Top reward categories | All eligible spends: 4 Award Miles / Rs 200 spent | Travel EDGE and airline websites: 5 EDGE Miles / Rs 100 spent on Travel EDGE and airline websites; Other eligible retail spends: 2 EDGE Miles / Rs 100 spent |
| SmartBuy / accelerated caps | Not listed | Not listed |
| Domestic lounge | 16 | 8 |
| International lounge | 2 | 8 |
| Forex markup | 3.5% | 3.5% |
| Milestone benefits | Not listed | 1,500 EDGE Miles renewal benefit from the second card anniversary year onward |
| Redemption | Air miles: upto Rs 0.7 per point | Travel EDGE travel: upto Rs 1 per point; Air miles: upto Rs 1 per point |
| Key exclusions | Fuel transactions, Rent payments, E-wallet loading transactions, Insurance premium payments, Utilities and telecom spends, Government services spends | Fuel transactions, Rent payments, E-wallet loading transactions, Insurance premium payments, Utilities and telecom spends, Government services spends |