Axis Bank Magnus Credit Card for Burgundy
Rs 30,000Annual fee
Rs 30,00,000Fee waiver spend
UnlimitedDomestic lounge
Domestic lounge conditions
- Domestic lounge access requires minimum spends of Rs 50,000 in the previous 3 calendar months; the spend condition is waived for the month of issuance plus the next 3 calendar months.
- Unlimited domestic and international lounge access applies to primary cardholder; guest visits are limited to 4 domestic guest visits per calendar year and 4 international guest visits per card anniversary year on Priority Pass.
2%Forex markup
Best for
premium travel, lounge, partner miles, travel edge, burgundy relationship
Top rewards
Travel EDGE: 60 EDGE REWARD Points / Rs 200 upto Rs 2 lakh per calendar month, then 35 EDGE REWARD Points / Rs 200; Eligible spends up to Rs 1.5 lakh per calendar month: 12 EDGE REWARD Points / Rs 200; Eligible incremental spends above Rs 1.5 lakh per calendar month: 35 EDGE REWARD Points / Rs 200
IndiGo Axis Bank Premium Credit Card
Rs 5,000Annual fee
8Domestic lounge
Domestic lounge conditions
- 8 complimentary domestic airport lounge visits per calendar year (limited to 2 visits per quarter).
- Requires spends of Rs 50,000 in the preceding 3 calendar months to unlock access (new cardholders are exempt for the month of card issuance and the next 3 calendar months).
- 2 complimentary international lounge visits per calendar year through Priority Pass.
2.5%Forex markup
Best for
indigo, flights, travel, hotels, lounge
Top rewards
IndiGo flight bookings: 7 IndiGo BluChips / Rs 100 spent; Grocery spends: 3 IndiGo BluChips / Rs 100 spent; Hotel bookings: 3 IndiGo BluChips / Rs 100 spent
| Feature | Axis Bank Magnus Credit Card for Burgundy | IndiGo Axis Bank Premium Credit Card |
|---|---|---|
| Issuer | Axis Bank | Axis Bank |
| Network | Visa | Visa |
| Joining fee | Rs 30,000 | Rs 5,000 |
| Annual fee | Rs 30,000 | Rs 5,000 |
| Fee waiver spend | Rs 30,00,000 | - |
| Reward type | edge reward points | indigo bluchips |
| Best for | premium travel, lounge, partner miles, travel edge, burgundy relationship | indigo, flights, travel, hotels, lounge |
| Top reward categories | Travel EDGE: 60 EDGE REWARD Points / Rs 200 upto Rs 2 lakh per calendar month, then 35 EDGE REWARD Points / Rs 200; Eligible spends up to Rs 1.5 lakh per calendar month: 12 EDGE REWARD Points / Rs 200; Eligible incremental spends above Rs 1.5 lakh per calendar month: 35 EDGE REWARD Points / Rs 200 | IndiGo flight bookings: 7 IndiGo BluChips / Rs 100 spent; Grocery spends: 3 IndiGo BluChips / Rs 100 spent; Hotel bookings: 3 IndiGo BluChips / Rs 100 spent |
| SmartBuy / accelerated caps | Not listed | Not listed |
| Domestic lounge | Unlimited | 8 |
| International lounge | Unlimited | 2 |
| Forex markup | 2% | 2.5% |
| Milestone benefits | Not listed | Not listed |
| Redemption | Not listed | Not listed |
| Key exclusions | utility and telecom spends, wallet loads, government spends, insurance, gold and jewellery, fuel | fuel, rent, wallet load, education payments via third-party apps, utilities, transactions excluded under IndiGo Axis Bank Premium Credit Card terms |