IndianOil Easy Axis Bank Credit Card
Rs 0Annual fee
0Domestic lounge
3.5%Forex markup
Best for
fuel, indianoil, secured card, low fee
Top rewards
Fuel spends at IndianOil outlets: 20 EDGE REWARD Points / Rs 100 spent at IndianOil outlets; Online shopping spends: 5 EDGE REWARD Points / Rs 100 spent on online shopping; Other eligible retail spends: 1 EDGE REWARD Point / Rs 100 spent on other eligible retail spends
IndianOil Axis Bank Premium Credit Card
Rs 1,000Annual fee
Rs 1,00,000Fee waiver spend
8Domestic lounge
Domestic lounge conditions
- Complimentary domestic lounge access, illustrated by Axis as 2 visits per quarter
3.5%Forex markup
Best for
fuel, indianoil, grocery, zomato, lounge
Top rewards
IndianOil fuel outlets (up to Rs 15,000 spend/month): 6 EDGE Miles / Rs 150 spent at IndianOil outlets; Grocery and supermarket spends (up to Rs 5,000 spend/month): 2 EDGE Miles / Rs 150 spent on grocery and supermarket; Other eligible retail spends: 1 EDGE Mile / Rs 150 spent on other eligible spends
| Feature | IndianOil Easy Axis Bank Credit Card | IndianOil Axis Bank Premium Credit Card |
|---|---|---|
| Issuer | Axis Bank | Axis Bank |
| Network | Visa | Mastercard |
| Joining fee | Rs 0 | Rs 1,000 |
| Annual fee | Rs 0 | Rs 1,000 |
| Fee waiver spend | - | Rs 1,00,000 |
| Reward type | edge reward points | edge miles |
| Best for | fuel, indianoil, secured card, low fee | fuel, indianoil, grocery, zomato, lounge |
| Top reward categories | Fuel spends at IndianOil outlets: 20 EDGE REWARD Points / Rs 100 spent at IndianOil outlets; Online shopping spends: 5 EDGE REWARD Points / Rs 100 spent on online shopping; Other eligible retail spends: 1 EDGE REWARD Point / Rs 100 spent on other eligible retail spends | IndianOil fuel outlets (up to Rs 15,000 spend/month): 6 EDGE Miles / Rs 150 spent at IndianOil outlets; Grocery and supermarket spends (up to Rs 5,000 spend/month): 2 EDGE Miles / Rs 150 spent on grocery and supermarket; Other eligible retail spends: 1 EDGE Mile / Rs 150 spent on other eligible spends |
| SmartBuy / accelerated caps | Not listed | Not listed |
| Domestic lounge | 0 | 8 |
| International lounge | 0 | 0 |
| Forex markup | 3.5% | 3.5% |
| Milestone benefits | Not listed | Annual fee waived on spends of Rs 1,00,000 and above in a card anniversary year (excluding wallet, rent, and insurance spends) |
| Redemption | Statement credit: upto Rs 0.2 per point | Air miles: upto Rs 0.5 per point; Statement credit: upto Rs 0.333 per point |
| Key exclusions | Fuel spends at non-IOCL outlets, Rent payments, E-wallet loading transactions, Insurance premium payments, Utilities and telecom spends, Government services spends | Fuel transaction charges outside surcharge waiver terms, Rent payments, E-wallet loading transactions, Insurance premium payments, Utilities and telecom spends, Government services spends |