IndianOil Easy Credit Card
Rs 0Annual fee
0Domestic lounge
3.5%Forex markup
Best for
Fuel, Indianoil, Secured Card, Low Fee
Top rewards
Fuel Spends At IndianOil Outlets: 20 EDGE REWARD Points / ₹100 spent at IndianOil outlets; Online Shopping Spends: 5 EDGE REWARD Points / ₹100 spent on online shopping; Other Eligible Retail Spends: 1 EDGE REWARD Point / ₹100 spent on other eligible retail spends
IndianOil Premium Credit Card
Rs 1,000Annual fee
Rs 1,00,000Fee waiver spend
8Domestic lounge
Domestic lounge conditions
- Complimentary domestic lounge access, illustrated by Axis as 2 visits per quarter
3.5%Forex markup
Best for
Fuel, Indianoil, Grocery, Zomato, Lounge
Top rewards
IndianOil Fuel Outlets (up To ₹15,000 Spend/Month): 6 EDGE Miles / ₹150 spent at IndianOil outlets; Grocery And Supermarket Spends (up To ₹5,000 Spend/Month): 2 EDGE Miles / ₹150 spent on grocery and supermarket; Other Eligible Retail Spends: 1 EDGE Mile / ₹150 spent on other eligible spends
| Feature | IndianOil Easy Credit Card | IndianOil Premium Credit Card |
|---|---|---|
| Issuer | Axis Bank | Axis Bank |
| Network | Visa | Mastercard |
| Joining fee | Rs 0 | Rs 1,000 |
| Annual fee | Rs 0 | Rs 1,000 |
| Fee waiver spend | - | Rs 1,00,000 |
| Reward type | EDGE Reward Points | EDGE Miles |
| Best for | Fuel, Indianoil, Secured Card, Low Fee | Fuel, Indianoil, Grocery, Zomato, Lounge |
| Top reward categories | Fuel Spends At IndianOil Outlets: 20 EDGE REWARD Points / ₹100 spent at IndianOil outlets; Online Shopping Spends: 5 EDGE REWARD Points / ₹100 spent on online shopping; Other Eligible Retail Spends: 1 EDGE REWARD Point / ₹100 spent on other eligible retail spends | IndianOil Fuel Outlets (up To ₹15,000 Spend/Month): 6 EDGE Miles / ₹150 spent at IndianOil outlets; Grocery And Supermarket Spends (up To ₹5,000 Spend/Month): 2 EDGE Miles / ₹150 spent on grocery and supermarket; Other Eligible Retail Spends: 1 EDGE Mile / ₹150 spent on other eligible spends |
| SmartBuy / accelerated caps | Not Listed | Not Listed |
| Domestic lounge | 0 | 8 |
| International lounge | 0 | 0 |
| Forex markup | 3.5% | 3.5% |
| Milestone benefits | Not Listed | Annual fee waived on spends of ₹1,00,000 and above in a card anniversary year (excluding wallet, rent, and insurance spends) |
| Redemption | Statement credit: upto ₹ 0.2 per point | Air miles: upto ₹ 0.5 per point; Statement credit: upto ₹ 0.333 per point |
| Key exclusions | Fuel spends at non-IOCL outlets, Rent payments, E-wallet loading transactions, Insurance premium payments, Utilities and telecom spends, Government services spends | Fuel transaction charges outside surcharge waiver terms, Rent payments, E-wallet loading transactions, Insurance premium payments, Utilities and telecom spends, Government services spends |