Platinum Reserve Credit Card
Rs 10,000Annual fee
Rs 10,00,000Fee waiver spend
12Domestic lounge
Domestic lounge conditions
- 12 complimentary visits in a year, limited to 3 visits per quarter.
- 2 complimentary Priority Pass lounge visits in a year.
- Priority Pass membership worth US$99 is complimentary on enrolment.
- Visits beyond the 2 complimentary visits are charged at prevailing rates, currently US$35 per person per visit.
3.5%Forex markup
Best for
Premium, Lounge, Golf, Monthly Vouchers, Hotel Benefits
Top rewards
Retail: 1 Membership Rewards Point / ₹50 spent on eligible categories; Partner Merchants: 3 Membership Rewards Points / ₹50 spent via Reward Multiplier on select brands
MARQUEE Credit Card
Rs 4,999Annual fee
Rs 10,00,000Fee waiver spend
24Domestic lounge
Domestic lounge conditions
- Domestic lounge access up to 6 visits per quarter for primary and add-on cardmembers
- Domestic lounge access is subject to a spend threshold of ₹1,00,000 in the previous calendar quarter.
- Unlimited international lounge access for primary and add-on cardmembers
1%Forex markup
Best for
Premium, Travel, Lounge, Movies, Golf
Top rewards
Online Spends: 36 YES Rewardz Points / ₹200 spent; Other Retail Spends: 18 YES Rewardz Points / ₹200 spent; Select Categories (utilities, Insurance, Education, Telecom): 10 YES Rewardz Points / ₹200 spent
| Feature | Platinum Reserve Credit Card | MARQUEE Credit Card |
|---|---|---|
| Issuer | American Express | YES Bank |
| Network | American Express | Visa |
| Joining fee | Rs 10,000 | Rs 9,999 |
| Annual fee | Rs 10,000 | Rs 4,999 |
| Fee waiver spend | Rs 10,00,000 | Rs 10,00,000 |
| Reward type | Membership Rewards | YES Rewardz Points |
| Best for | Premium, Lounge, Golf, Monthly Vouchers, Hotel Benefits | Premium, Travel, Lounge, Movies, Golf |
| Top reward categories | Retail: 1 Membership Rewards Point / ₹50 spent on eligible categories; Partner Merchants: 3 Membership Rewards Points / ₹50 spent via Reward Multiplier on select brands | Online Spends: 36 YES Rewardz Points / ₹200 spent; Other Retail Spends: 18 YES Rewardz Points / ₹200 spent; Select Categories (utilities, Insurance, Education, Telecom): 10 YES Rewardz Points / ₹200 spent |
| SmartBuy / accelerated caps | Not Listed | Not Listed |
| Domestic lounge | 12 | 24 |
| International lounge | 2 | Unlimited |
| Forex markup | 3.5% | 1% |
| Milestone benefits | ₹1,000 monthly voucher on spending ₹50,000 or more in a calendar month, redeemable across partner brands such as Tata CLiQ Luxury, BookMyShow, and MakeMyTrip, subject to enrolment | Not Listed |
| Redemption | Air miles: upto ₹ 0.5 per point; Statement credit: upto ₹ 0.25 per point | Air miles: upto ₹ 0.1 per point; Statement credit: upto ₹ 0.25 per point |
| Key exclusions | insurance, utilities, cash transactions, EMI conversion at point of sale, excluded spends as per American Express terms | Fuel transactions, Rental payments, Wallet loading transactions, Cash withdrawal / cash advance transactions, EMI transactions (including post-purchase and instant EMI) |