Platinum Travel Credit Card
Rs 5,000Annual fee
8Domestic lounge
Domestic lounge conditions
- Domestic lounge access requires quarterly spending, and is capped at 2 visits per calendar quarter
- Priority Pass membership fee of US$99 is waived; lounge visit charges are payable at actual prevailing rates
3.5%Forex markup
Best for
Travel, Milestones, Lounge, Taj, Membership Rewards
Top rewards
Base: 1 Membership Rewards Point / ₹50 spent; Partner Merchants: 3 Membership Rewards Points / ₹50 spent via Reward Multiplier on select brands
Atlas Credit Card
Rs 5,000Annual fee
8Domestic lounge
Domestic lounge conditions
- Airport lounge access is tiered based on spending:
- Silver tier (entry-level / <3L spend): 8 domestic / 4 international lounge visits per anniversary year.
- Gold tier (7.5L spend): 12 domestic / 6 international lounge visits per anniversary year.
- Platinum tier (15L spend): 18 domestic / 12 international lounge visits per anniversary year.
- Airport lounge access is tiered based on spending:
- Silver tier (entry-level / <3L spend): 8 domestic / 4 international lounge visits per anniversary year.
- Gold tier (7.5L spend): 12 domestic / 6 international lounge visits per anniversary year.
- Platinum tier (15L spend): 18 domestic / 12 international lounge visits per anniversary year.
3.5%Forex markup
Best for
Travel, Hotels, Flights
Top rewards
Travel: 5 EDGE Miles per ₹100; Base: 2 EDGE Miles per ₹100
| Feature | Platinum Travel Credit Card | Atlas Credit Card |
|---|---|---|
| Issuer | American Express | Axis Bank |
| Network | American Express | Visa |
| Joining fee | Rs 5,000 | Rs 5,000 |
| Annual fee | Rs 5,000 | Rs 5,000 |
| Reward type | Membership Rewards | EDGE Miles |
| Best for | Travel, Milestones, Lounge, Taj, Membership Rewards | Travel, Hotels, Flights |
| Top reward categories | Base: 1 Membership Rewards Point / ₹50 spent; Partner Merchants: 3 Membership Rewards Points / ₹50 spent via Reward Multiplier on select brands | Travel: 5 EDGE Miles per ₹100; Base: 2 EDGE Miles per ₹100 |
| SmartBuy / accelerated caps | Not Listed | Not Listed |
| Domestic lounge | 8 | 8 |
| International lounge | 0 | 4 |
| Forex markup | 3.5% | 3.5% |
| Milestone benefits | 10,000 Membership Rewards points on spending ₹4 lakh in a cardmembership year, Taj Experiences voucher worth ₹20,000 on spending ₹7 lakh in a cardmembership year | 2,500 EDGE Miles on annual spend of ₹3 lakh., Additional 2,500 EDGE Miles on annual spend of ₹7.5 lakh., Additional 5,000 EDGE Miles on annual spend of ₹15 lakh. |
| Redemption | Air miles: upto Rs 0.6 per point; Statement credit: upto Rs 0.25 per point | Travel EDGE travel: upto Rs 1 per point; Air miles: upto Rs 2 per point |
| Key exclusions | fuel, utilities, insurance, cash transactions, EMI conversion at point of sale, excluded spends as per American Express terms | fuel, rent, insurance, wallet load, government institutions, utilities |