Standard Chartered
Beyond Credit Card
SimplifyCards take:A good fit if you want a card built for priority banking, travel, and lounge
✓
Best for airport lounge accessBest for
Unlimited complimentary lounge visits a year across domestic and international
!
Avoid if you want pure cashbackWatch out
Simpler cashback cards exist if you'd rather not manage reward points
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Good fit if you want a card built for priority banking, travel, and loungeBottom line
It combines complimentary airport lounge access, a low 2% forex markup, and milestone rewards
Estimate your 360° Rewards Points
Adjust your monthly spend to see the card's estimated annual value
How the card works
360° Rewards Points rates
| Category | Rate |
|---|---|
| Other Retail Spends | 5 reward points / ₹150 spent |
| Utility, Insurance, Grocery, School, Property Management And Government Spends | 3 reward points / ₹150 spent |
Redemption
360° Rewards Portal vouchers (1 point = ₹1, no statement cashback)upto ₹ 1 per 360° Rewards point
Important conditions
1
Domestic loungeUnlimited visits per year
- Unlimited complimentary domestic and international airport lounge access
- 4 complimentary guest lounge visits per year
- Unlimited domestic and international lounge access is provided for the cardholder, plus 4 complimentary guest visits per year
2
International loungeUnlimited visits per year
- Unlimited complimentary domestic and international airport lounge access
- 4 complimentary guest lounge visits per year
- Unlimited domestic and international lounge access is provided for the cardholder, plus 4 complimentary guest visits per year
Benefits and fine print
Welcome, renewal, and other listed benefits
Additional benefits
- Complimentary for Standard Chartered Priority or Private Banking relationship clients
- Unlimited complimentary domestic and international airport lounge access
- 4 complimentary guest lounge visits per year
- 2 complimentary golf games or lessons every month
- 15% cashback on duty-free stores
- Buy One Get One free movie ticket offer on BookMyShow (up to ₹1,000 off per month)
- 25% off on EazyDiner premium dining offers
Eligibility
Check this before you apply
Salaried
- Age: 18 to 70 years
- Priority or Private Banking relationship with FUM qualification of INR 50 lakhs and above
Self-employed
- Age: 18 to 70 years
- Priority or Private Banking relationship with FUM qualification of INR 50 lakhs and above
Exclusions
Spending that does not earn 360° rewards points
- Cash withdrawal / cash advance transactions
- Fees and charges (including annual fee and finance charges)
- Fuel transactions
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