Amazon Pay Credit Card
Rs 0Annual fee
0Domestic lounge
1.99%Forex markup
Best for
Amazon, Amazon Pay Merchants, Online, Lifetime Free
Top rewards
Amazon.in (Prime Members): 5% cashback; Amazon.in (Non-Prime Members): 3% cashback; Amazon Pay Partner Merchants: 2% cashback
Cashback Credit Card
Rs 999Annual fee
Rs 2,00,000Fee waiver spend
0Domestic lounge
3.5%Forex markup
Best for
Online, Cashback
Top rewards
Online Spends: 5% cashback; Offline Spends: 1% cashback
| Feature | Amazon Pay Credit Card | Cashback Credit Card |
|---|---|---|
| Issuer | ICICI Bank | SBI Card |
| Network | Visa | Visa, Mastercard |
| Joining fee | Rs 0 | Rs 999 |
| Annual fee | Rs 0 | Rs 999 |
| Fee waiver spend | - | Rs 2,00,000 |
| Reward type | Cashback | Cashback |
| Best for | Amazon, Amazon Pay Merchants, Online, Lifetime Free | Online, Cashback |
| Top reward categories | Amazon.in (Prime Members): 5% cashback; Amazon.in (Non-Prime Members): 3% cashback; Amazon Pay Partner Merchants: 2% cashback | Online Spends: 5% cashback; Offline Spends: 1% cashback |
| SmartBuy / accelerated caps | Not Listed | Not Listed |
| Domestic lounge | 0 | 0 |
| International lounge | 0 | 0 |
| Forex markup | 1.99% | 3.5% |
| Milestone benefits | Not Listed | Not Listed |
| Redemption | Not Listed | Not Listed |
| Key exclusions | fuel, rent transactions, gold, silver, and precious metals, tax-related payments, education transactions, international transactions | utilities, insurance, fuel, rent, wallet loads, school and educational services |