SimplifyCards take:A good fit if you want a card built for travel, low forex, and lounge
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Best for Travel PurchasesBest for
5 Reward Points / ₹100 spent
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Avoid if you want pure cashbackWatch out
Simpler cashback cards exist if you'd rather not manage reward points
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Good fit if you want a card built for travel, low forex, and loungeBottom line
It combines complimentary airport lounge access, a low 0% forex markup, and accelerated rewards on travel purchases
Estimate your Reward Points
Adjust your monthly spend to see the card's estimated annual value
How the card works
Reward Points rates
| Category | Rate |
|---|---|
| Travel Purchases | 5 Reward Points / ₹100 spent |
| Domestic Retail Spends | 2 Reward Points / ₹100 spent |
Redemption
Vouchersupto ₹ 0.25 per point
| Voucher partner | Programme / collection | Ratio |
|---|---|---|
| MakeMyTrip | Travel bookings | 1 point = ₹0.25 |
| Taj Experiences | Hotel voucher (milestone reward) | 1 point = ₹0.25 |
| Amazon | Amazon Pay / Gift voucher (milestone reward) | 1 point = ₹0.25 |
| Croma | Gift voucher (milestone reward) | 1 point = ₹0.25 |
| Myntra | Gift voucher (milestone reward) | 1 point = ₹0.25 |
Important conditions
1
Domestic lounge8 visits per year
- 2 complimentary visits per quarter, unlocked by spending ₹35,000 or more in the previous calendar quarter
2
International lounge2 visits per year
- 2 complimentary visits per calendar year via Priority Pass
- 1 additional spend-based lounge visit per quarter on spending ₹50,000 or more in a calendar quarter
3
Milestone10,000 bonus reward points on annual spend of ₹2.5 Lakhs
4
Milestone15,000 bonus reward points on annual spend of ₹5 Lakhs
5
Milestone₹10,000 Taj, Amazon, Croma, Myntra or MakeMyTrip voucher on annual spend of ₹7.5 Lakhs
Benefits and fine print
Welcome, renewal, and other listed benefits
Additional benefits
- Zero forex markup on international transactions
- Complimentary Priority Pass membership
- 4 complimentary rounds of golf and 1 golf lesson per month
Additional details
- Redemption fee of ₹99 + GST applies per redemption request via the RBL Rewards portal
- Reward points cannot be redeemed as statement credit against the card bill
- No direct airline miles transfer — points are redeemed for travel bookings and vouchers through the RBL Rewards portal (rblrewards.rbl.bank.in) at ₹0.25 per point
- Fuel surcharge waiver of 1% at all fuel stations for transactions between ₹500 and ₹4,000 (Max waiver ₹250/month)
- International transactions do not earn reward points (zero forex markup still applies)
Eligibility
Check this before you apply
Salaried
- Minimum age: 21 years, Maximum age: 70 years
- Stable income source with monthly salary meeting bank criteria
Self-employed
- Minimum age: 21 years, Maximum age: 70 years
- Stable business income meeting bank criteria
Exclusions
Spending that does not earn reward points
- Fuel transactions
- Cash advance transactions
- International transactions
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