SimplifyCards take
A quick decision view before the full facts.
Good fit if: you want a card built for movies, entertainment, and dining.
Why it can work
It offers milestone rewards.
Where value may drop
The renewal fee is waived only on Rs 1.5 lakh of annual spend. Fuel, rent, and insurance don't earn rewards. The 3.5% forex markup is high for overseas use.
Quick facts
The key fields before the full details.
Reward calculator
Enter your monthly spend to estimate how many entertainment benefits you earn and what they are worth.
Set your monthly spend on the left to see what this card earns.
Estimates only. Reward rates, caps, and redemption values follow each bank's current terms and can change.
Best for / avoid if
Who this card suits — and who should skip it.
Avoid for heavy international use
A 3.5% forex markup is on the higher side for overseas spends.
Avoid if you spend big on fuel, rent, and insurance
These categories are excluded and won't earn rewards.
Rewards and redemption
Earn rates, caps, and how points convert to value.
| Category | Rate |
|---|---|
| All spends | Does not earn reward points |
Lounge and milestone rules
The spend conditions worth knowing before you rely on a benefit.
Exclusions
Categories that earn no rewards on this card.
- Fuel transactions
- Cash advance transactions
- Insurance spends
- Utility bill payments
- Rent payments
- Education payments
- Wallet loading
- Government services spends
Benefits and fine print
Welcome, renewal, and other listed benefits.
Additional benefits
- ₹500 welcome discount on BookMyShow on any booking within 30 days of card issuance
- Up to ₹100 off on food and beverages when booking movie tickets with the card on BookMyShow
- Annual fee waived for BookMyShow Superstar members (users who complete 10 transactions on BookMyShow in a membership year)
Additional details
- Excluded categories from the ₹1.5 Lakhs fee waiver spend include: Fuel, Auto, Insurance, Utilities, Real Estate/Rental, Cash/Quasi-cash, Railways, Education, Wallet, Government.
- Fuel surcharge waiver of 1% at all fuel stations for transactions between ₹500 and ₹4,000 (Max waiver ₹100/month).
Eligibility
Check this before you apply.
Salaried
- Minimum age: 21 years, Maximum age: 70 years
- Stable income source meeting bank criteria
Self-employed
- Minimum age: 21 years, Maximum age: 70 years
- Stable business income meeting bank criteria
Compare before you decide
Alternatives based on what you might want instead.