RBL Bank
Platinum Maxima Plus Credit Card
SimplifyCards take:A good fit if you want a card built for dining, grocery, and entertainment
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Best for Dining, Grocery, And International SpendsBest for
10 Reward Points / ₹100 spent
!
Avoid for heavy international useWatch out
A 3.5% forex markup is on the higher side for overseas spends
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Good fit if you want a card built for dining, grocery, and entertainmentBottom line
It combines complimentary airport lounge access, accelerated rewards on dining, grocery, and international spends, and milestone rewards
Estimate your Reward Points
Adjust your monthly spend to see the card's estimated annual value
How the card works
Reward Points rates
| Category | Rate |
|---|---|
| Dining, Grocery, And International Spends | 10 Reward Points / ₹100 spent |
| Other Eligible Retail Spends | 2 Reward Points / ₹100 spent |
Redemption
Vouchersupto ₹ 0.25 per point
| Voucher partner | Programme / collection | Ratio |
|---|---|---|
| Brand e-Vouchers | Shopping, lifestyle & brand gift vouchers | 1 point = ₹0.25 |
| MakeMyTrip / Travel | Flight & hotel bookings via RBL Rewards portal | 1 point = ₹0.25 |
| Merchandise | Electronics, apparel & catalogue products | 1 point = ₹0.25 |
Important conditions
1
Domestic lounge8 visits per year
- 2 complimentary visits per quarter, unlocked by spending ₹35,000 or more in the previous calendar quarter
2
Milestone10,000 bonus reward points on annual spend of ₹2 Lakhs
3
Milestone10,000 additional bonus reward points on annual spend of ₹3.5 Lakhs
4
Milestone10,000 additional bonus reward points on annual spend of ₹5 Lakhs
Benefits and fine print
Welcome, renewal, and other listed benefits
Additional benefits
- Welcome benefit of 8,000 Reward Points upon card activation and payment of joining fee
- Buy 1 Get 1 complimentary movie ticket free up to ₹200 every month on BookMyShow (on purchase of 2 or more tickets)
Additional details
- Redemption fee of ₹99 + GST applies per redemption request via the RBL Rewards portal (rblrewards.rbl.bank.in)
- Reward points cannot be redeemed as statement credit against the card bill
- No direct airline miles transfer — points are redeemed for travel bookings and vouchers through the RBL Rewards portal at ₹0.25 per point
- Fuel surcharge waiver of 1% at all fuel stations for transactions between ₹500 and ₹4,000 (Max waiver ₹150/month)
Eligibility
Check this before you apply
Salaried
- Minimum age: 21 years, Maximum age: 70 years
- Stable income source meeting bank criteria
Self-employed
- Minimum age: 21 years, Maximum age: 70 years
- Stable business income meeting bank criteria
Exclusions
Spending that does not earn reward points
- Fuel transactions
- Utility bill payments
- Insurance spends
- Rent and real estate payments
- Education payments
- Wallet loading
- Government services spends
- EMI transactions
- Cash advance transactions
- Railways spends
Compare before you decide
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