SimplifyCards take
A quick decision view before the full facts.
Good fit if: you want a card built for movies and contactless.
Where value may drop
Fuel don't earn rewards. The 3.5% forex markup is high for overseas use.
Quick facts
The key fields before the full details.
Reward calculator
Enter your monthly spend to estimate how many reward points you earn and what they are worth.
What your points are worth
Same points, very different value depending on how you redeem.
How you earn it
| Category | Monthly spend | Reward Points/yr |
|---|---|---|
| Other spends | Rs 8,000 | 192 |
Estimates only. Reward rates, caps, and redemption values follow each bank's current terms and can change.
Best for / avoid if
Who this card suits — and who should skip it.
Avoid for heavy international use
A 3.5% forex markup is on the higher side for overseas spends.
Avoid if you want pure cashback
Simpler cashback cards exist if you'd rather not manage reward points.
Rewards and redemption
Earn rates, caps, and how points convert to value.
| Category | Rate |
|---|---|
| Other retail spends | 1 reward point per Rs 150 spent |
Redemption
| Airline | Programme | Ratio |
|---|---|---|
| Singapore Airlines | KrisFlyer | 2:1 |
Exclusions
Categories that earn no rewards on this card.
- Fuel transactions
- Cash withdrawal / cash advance transactions
- Fees and charges (including annual fee and finance charges)
Benefits and fine print
Welcome, renewal, and other listed benefits.
Additional benefits
- India's first interactive card with reward, EMI and credit buttons
- 2 complimentary movie tickets up to Rs 200 every month via BookMyShow
- 1% fuel surcharge waiver
Eligibility
Check this before you apply.
Salaried
- Age: 21 to 65 years
- Minimum net monthly salary of Rs 20,000
Self-employed
- Age: 21 to 65 years
- Minimum annual income/ITR of Rs 2.4 Lakhs
Compare before you decide
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