SimplifyCards take:A good fit if you want a card built for dining, lifetime free, and entry level
✓
Best for DiningBest for
Extra 20% off up to ₹500 + 2X EazyPoints
!
Avoid for heavy international useWatch out
A 3.5% forex markup is on the higher side for overseas spends
✦
Good fit if you want a card built for dining, lifetime free, and entry levelBottom line
It combines accelerated rewards on dining, milestone rewards, and no annual fee
Estimate your EazyPoints And Discounts
Adjust your monthly spend to see the card's estimated annual value
How the card works
EazyPoints And Discounts rates
| Category | Rate |
|---|---|
| Dining | Extra 20% off up to ₹500 + 2X EazyPoints |
| Utility, Insurance, Government, And Rent Spends | 0.7 reward points per ₹100 |
| Base | 2 reward points per ₹100 |
Redemption
Statement balanceupto ₹ 0.2 per point
Important conditions
1
Milestone2,000 bonus Reward Points upon spending ₹30,000 every 90 days (dining spends excluded)
Benefits and fine print
Welcome, renewal, and other listed benefits
Joining benefits
- Complimentary 3-month EazyDiner Prime membership
- 500 welcome bonus EazyPoints
Renewal benefits
- 3-month EazyDiner Prime membership renewal upon spending ₹30,000 in 90 days
Additional benefits
- Two complimentary movie tickets every month on BookMyShow (each ticket worth up to ₹200)
- 1% fuel surcharge waiver at all fuel stations in India
Additional details
- Dining discount of 20% up to ₹500 is capped at 3 transactions per calendar month and is only applicable when paying through PayEazy on the EazyDiner app
- 1 Reward Point = ₹0.20 when redeemed against restaurant bills via PayEazy on the EazyDiner app
Eligibility
Check this before you apply
Salaried
- Eligibility is subject to IndusInd Bank approval criteria
Self-employed
- Eligibility is subject to IndusInd Bank approval criteria
Exclusions
Spending that does not earn eazypoints and discounts
- fuel
- cash advances
Featured in our guides
Category shortlists where this card appears in the top picks
Best Lifetime Free Credit Cards in India
For beginners and fee-conscious users who want useful rewards without needing to recover an annual fee
Best Credit Cards for Beginners in India
For first-time cardholders who want a simple, low-maintenance card with understandable fees, rewards, and limitations
Compare before you decide
Alternatives based on what you might want instead